538 Silverbrook Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 538 Silverbrook Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,846 sqft · built 2005
Lot Size	0.291 acres (12,661 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (May 2021)
Tax Bill	$7,500 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`399-230-20-00`

Property Details

APN / Parcel Number

Primary APN	`399-230-20-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,846 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	12,661 sqft (0.291 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	538 SILVERBROOK DR
City	EL CAJON
State	CA
Zip	92019-1550
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK V LOTS 41 THRU 43 TR 001961
Legal Subdivision	HARBISON CANYON
Legal Tract	001961
Legal Block	V
Legal Lot Number	41-43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 SILVERBROOK DR, EL CAJON, CA 92019-1550
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Grant Deed, Transfer · Conventional Mortgage RATE RABBIT HOME LOANS
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage RATE RABBIT HOME LOANS
Apr 29, 2020	Quit Claim Deed, Transfer RATE RABBIT HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	2021354792
Prior Transfer Date	Nov 24, 1997
Prior Transfer Doc	0000607393
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 7, 2021
Property Address	538 SILVERBROOK DR, EL CAJON, CA 92019-1550
Document Number	0000354792
Map Reference	MAP 1961
Instrument Date	Mar 25, 2021
Instrument	2021-0354792
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	530 SILVERBROOK DR, EL CAJON, CA 92019-1550

Mortgage

Document Number	0000354793
Date	May 7, 2021
Instrument	2021-0354793

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	538 SILVERBROOK DR, EL CAJON, CA 92019-1550
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 SILVERBROOK DR, EL CAJON, CA 92019-1550

Mortgage

Document Number	0000838634
Date	Dec 28, 2020
Instrument	2020-0838634

Lender

Name	RATE RABBIT HOME LOANS
Type	Lending Institution
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2020
Property Address	538 SILVERBROOK DR, EL CAJON, CA 92019-1550
Document Number	0000218273
Instrument Date	Apr 24, 2020
Instrument	218273
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	FIDELITY NATIONAL TITLE COMPANY-SD, FIDELITY NAT'L TITLE CO-SD

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 SILVERBROOK DR EL CAJON CA 920191550, EL CAJON, CA 92019-1550

Mortgage

Document Number	218274
Date	Apr 29, 2020
Instrument	218274

Lender

Name	RATE RABBIT HM LNS
Type	Funding / Finance Company
Address	SAN DIEGO, CA 92101

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 28, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Alpine Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$673,487 (+2%) Land $386,427 Building $287,060
2025	$7,500.00 (-0.13%) Homeowner's exemption	$660,282 (+4.04%) Land $378,850 Building $281,432
2023	$7,510.00 (+0.66%) Homeowner's exemption	$634,644 Land $364,140 Building $270,504
2022	$7,461.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1993–2020)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 79% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: SDWISP, Verizon.

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