San Mateo County property record for 538 Silver Ave, Half Moon Bay, CA 94019 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1991 |
| Square Footage | 2,650 sqft Living Area |
| Lot Size | 9,090 sqft (0.209 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $750,000 (2010) |
| Tax Bill | $12,686.00 (2025) |
| Primary APN | 056-062-590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,650 sqft Living Area |
| 1st Floor Area | 1,420 sqft 1st Floor |
| 2nd Floor Area | 1,230 sqft 2nd Floor |
| Family Room | Family Room |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 9,090 sqft (0.209 acres) |
| Lot Dimensions | 107 ft deep x 72 ft wide |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 740 sqft Garage |
| View / Lot | Corner |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 538 SILVER AVE |
|---|---|
| City | HALF MOON BAY |
| State | CA |
| Zip | 94019-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT I BLOCK 1 CITY OF HALF MOON BAY OFFICIAL MAP NO 3 RSM 107/34-35 |
| Legal Subdivision | CITY OF HALF MOON BAY |
| Legal Block | 1 |
| Legal Lot Number | I |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | HALF MOON BAY |
| Census Block Group | 2 |
| Census Block | 2051 |
| Census Tract | 613501 |
Source: San Mateo County records · APN 056-062-590
Assessment roll updated July 15, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Oct 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Apr 30, 2019 | Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA |
| Jan 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2010 · Amount on Record |
| Deed Sale | Sep 03, 2010 · Amount on Record |
| Prior Sale | May 09, 2005 · Amount on Record |
| Deed Document Number | 2010100946 |
| Prior Transfer Date | Jun 13, 2003 |
| Prior Transfer Doc | 0000171023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Name | Verified Name |
|---|---|
| Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Document Number | 0000140528 |
|---|---|
| Date | Oct 01, 2021 |
| Instrument | 2021-140528 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Oct 01, 2028 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.37% |
| Index | Other |
| Max Rate | 8.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031666 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-031666 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 25, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000031665 |
|---|---|
| Date | Apr 30, 2019 |
| Instrument | 2019-031665 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 01, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 538 SILVER AVE, HALF MOON BAY, CA 94019-1564 |
| Document Number | 0000003009 |
|---|---|
| Date | Jan 08, 2021 |
| Instrument | 2021-003009 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.65% |
| Type Change Date | Feb 01, 2028 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | Other |
| Max Rate | 10.9% |
Source: San Mateo County records · Assessment roll updated July 15, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Half Moon Bay City |
| Unified School District | Cabrillo Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $980,088 (+2%) Land $490,044 Building $490,044 | ||
| 2025 | $12,686.00 (+10.95%) Homeowner's exemption | $960,872 (+4.04%) Land $480,436 Building $480,436 | |
| 2023 | $11,434.00 (+2.46%) Homeowner's exemption | $923,562 Land $461,781 Building $461,781 | $1,431,360 |
| 2022 | $11,160.00 |
Source: FEMA National Flood Hazard Layer, San Mateo County (06081C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 27% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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