Surry County property record for 538 Shoals Rd, Pinnacle, NC 27043
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,655 sqft · built 2001 |
| Lot Size | 3.08 acres (134,165 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,139 (2026) |
| Deeds & Mortgages | Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 5955-16-84-0457 |
| Primary APN | 5955-16-84-0457 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 4,655 sqft Living Area |
| 1st Floor Area | 2,831 sqft |
| Basement Area | 2,588 sqft |
| Finished Basement | 1,824 sqft |
| Unfinished Basement | 764 sqft |
| Flooring | Wood |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood Shingle |
| Lot Area | 134,165 sqft (3.08 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 325 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 100120327 |
|---|---|
| Street Address | 538 SHOALS RD |
| City | PINNACLE |
| State | NC |
| Zip | 27043-8905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RA |
| Legal Description | PB 16 PG 45 |
| Legal Subdivision | PILOT A - RESIDENTIAL |
| Jurisdiction | SURRY NC |
| Township / Civil Division | PILOT |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 931200 |
538 Shoals Rd, a rural home, is owned and occupied by two individuals.
Source: Surry County records, as of September 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 SHOALS RD, PINNACLE, NC 27043-8905 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SURRY NC |
| Property Address | 538 SHOALS RD, PINNACLE, NC 27043-8905 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1713/577 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 1713/577 |
| Instrument | 673451 |
| Name | ALLEGANCY FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jul 1, 2040 |
The 2026 property tax bill for 538 Shoals Rd was $4,139, up 6.7% from the year before.
Source: Surry County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Surry County |
| Unified School District | Surry County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,139.00 (+6.68%) | $588,530 (-16.09%) Land $28,800 Building $559,730 | $588,530 (-16.09%) Land $28,800 Building $559,730 |
| 2025 | $3,880.00 | $701,410 Land $36,650 Building $664,760 | $701,410 Land $36,650 Building $664,760 |
| 2023 | $2,927.00 | $530,380 Land $28,800 Building $501,580 | $530,380 Land $28,800 Building $501,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Shoals Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 538 Shoals Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surry Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G and 4G LTE (outdoors only)
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