538 Shoals Rd, Pinnacle, NC 27043 Property Records

Surry County property record for 538 Shoals Rd, Pinnacle, NC 27043

Property Summary

Property Type	Rural Home
Details	4 bd · 4.5 ba · 4,655 sqft · built 2001
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,139 (2026)
Deeds & Mortgages	Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`5955-16-84-0457`

Property Details

APN / Parcel Number

Primary APN	`5955-16-84-0457`
Alternative APN	`100120327`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Units	3 Units
Stories	1 Story
Building Area	4,655 sqft Living Area
1st Floor Area	2,831 sqft
Basement Area	2,588 sqft
Finished Basement	1,824 sqft
Unfinished Basement	764 sqft
Flooring	Wood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2015
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	134,165 sqft (3.08 acres)
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	100120327
Street Address	538 SHOALS RD
City	PINNACLE
State	NC
Zip	27043-8905
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA
Legal Description	PB 16 PG 45
Legal Subdivision	PILOT A - RESIDENTIAL
Jurisdiction	SURRY NC
Township / Civil Division	PILOT
Census Block Group	3
Census Block	3018
Census Tract	931200

Owner

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 SHOALS RD, PINNACLE, NC 27043-8905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	538 SHOALS RD, PINNACLE, NC 27043-8905
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1713/577
Date	Jun 15, 2020
Book Page	1713/577
Instrument	673451

Lender

Name	ALLEGANCY FCU

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,139.00 (+6.68%)	$588,530 (-16.09%) Land $28,800 Building $559,730	$588,530 (-16.09%) Land $28,800 Building $559,730
2025	$3,880.00 (+32.56%)	$701,410 (+32.25%) Land $36,650 Building $664,760	$701,410 (+32.25%) Land $36,650 Building $664,760
2023	$2,927.00	$530,380 Land $28,800 Building $501,580	$530,380 Land $28,800 Building $501,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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