538 SE Elder St, Toledo, OR 97391 Property Records

Lincoln County property record for 538 SE Elder St, Toledo, OR 97391

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,515 sqft · built 1926
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Feb 2018)
Tax Bill	$2,382 (2025)
Deeds & Mortgages	Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`111017BD1010000`

Property Details

APN / Parcel Number

Primary APN	`111017BD1010000`
Alternative APN	`R375618`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,515 sqft Living Area
Gross Area	1,901 sqft
1st Floor Area	1,440 sqft
Attic	Attic
Attic Area	75 sqft
Basement Area	248 sqft
Flooring	Softwood
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	R375618
Street Address	538 SE ELDER ST
City	TOLEDO
State	OR
Zip	97391-1823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-G
Legal Description	NASHS ADDN TO TOLEDO, BLOCK 7, LOT 3 & PTNS OF 1,2,11 & 12, DOC201801516
Legal Range	10W
Legal Township	11S
Legal Section	17
Legal Subdivision	NASHS ADDN TO TOLEDO
Legal Block	7
Legal Lot Number	3
Jurisdiction	LINCOLN OR
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2024
Census Tract	951400

Owner

538 SE Elder St is owned and occupied by two individuals who bought it in February 2018.

Source: Lincoln County records, as of May 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 SE ELDER ST, TOLEDO, OR 97391-1823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Prior Sale	Apr 23, 2010
Deed Document Number	20181516
Prior Transfer Date	Apr 9, 2010
Prior Transfer Doc	0000004217
Record Updated	Jun 8, 2026

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OR
Recording Date	Feb 12, 2018
Property Address	538 SE ELDER ST, TOLEDO, OR 97391-1823
Document Number	0000001516
Instrument Date	Feb 8, 2018
Instrument	1516
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	WESTERN TITLE AND ESCROW COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	538 SE ELDER ST TOLEDO OR 973911823, TOLEDO, OR 97391-1823

Mortgage

Document Number	1517
Date	Feb 12, 2018
Instrument	1517

Lender

Name	CALIBRE HM LNS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 538 SE Elder St was $2,382, up 5% from the year before.

Source: Lincoln County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lincoln County
Municipality	Toledo City
Unified School District	Lincoln County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,382.00 (+4.98%)	$150,310 (+2.99%)	$366,900 (+1.36%) Land $90,560 Building $276,340
2024	$2,269.00 (+0.84%)	$145,940 (+3%)	$361,990 (+2.59%) Land $78,360 Building $283,630
2023	$2,250.00 (+3.12%)	$141,690 (+2.99%)	$352,860 (+15.84%) Land $85,740 Building $267,120
2022	$2,182.00	$137,570	$304,610 Land $67,270 Building $237,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 SE Elder St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 SE Elder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOLEDO WATER UTILITIES serves 3,645 people · EPA ID OR4100899
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30