Oakland County property record for 538 Scone Dr, Troy, MI 48098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,936 sqft · built 1986 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $515,000 (Dec 2025) |
| Tax Bill | $5,404 (2025) |
| Deeds & Mortgages | Dec 2022 Line of Credit Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-04-126-009 |
| Primary APN | 88-20-04-126-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,936 sqft Living Area |
| 1st Floor Area | 1,102 sqft |
| Basement Area | 798 sqft |
| Unfinished Basement | 1,102 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 141 ft deep x 94 ft wide |
| Garage Area | 468 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 576 sqft |
| Porch | Slab |
| Porch Area | 145 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 538 SCONE DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48098-1736 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | T2N, R11E, SEC 4 HIGH OAKS SUB LOT 9 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 4 |
| Legal Subdivision | HIGH OAKS SUB |
| Legal Lot Number | 9 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 196300 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 27, 2022 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Dec 5, 2025 | Intrafamily Transfer, Transfer UNKNOWN, ST |
| Dec 5, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2025 · Amount on Record |
| Deed Sale | Dec 5, 2025 · Amount on Record |
| Prior Sale | Aug 16, 2004 · Amount on Record |
| Deed Document Number | 2025152164 |
| Deed Book / Page | 60755 / 606 |
| Prior Transfer Date | Nov 25, 2025 |
| Prior Transfer Doc | 20250152499 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Investor | Possibly a Property Investor |
| Document Number | 0000486352 |
|---|---|
| Date | Dec 27, 2022 |
| Book Page | 58338/238 |
| Instrument | 486352 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 13, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 5, 2025 |
| Property Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Document Number | 20250152499 |
| Book / Page | 60757 / 469 |
| Map Reference | LB 16 PG 17&18 |
| Instrument Date | Nov 25, 2025 |
| Instrument | 20250152499 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, ST |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Name | Verified Name |
|---|---|
| Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 5, 2025 |
| Property Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Document Number | 20250152164 |
| Book / Page | 60755 / 606 |
| Map Reference | LB 6 PG 17&18 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 20250152164 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, ST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Name | Verified Name |
|---|---|
| Address | 538 SCONE DR, TROY, MI 48098-1736 |
| Document Number | 0060755608 |
|---|---|
| Date | Dec 5, 2025 |
| Instrument | 60755/608 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Avondale School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 (+0.5%) | ||
| 2024 | $5,377.00 (+17.35%) | ||
| 2023 | $355,980 | ||
| 2022 | $4,582.00 | $177,990 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures