Stanly County property record for 538 Scarlet Leaf Ln, Oakboro, NC 28129
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,694 sqft · built 2004 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $290,000 (Nov 2021) |
| Tax Bill | $2,763 (2026) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 650404601094 |
| Primary APN | 650404601094 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,694 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Porch | Porch |
| Porch Area | 137 sqft |
| Patio Area | 182 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 1536695 |
|---|---|
| Street Address | 538 SCARLET LEAF LN |
| City | OAKBORO |
| State | NC |
| Zip | 28129-9611 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-9 |
| Legal Description | HSE 538 SCARLET LEAF LN LT 17 THE OAKS ST MARTIN 650404077 |
| Legal Subdivision | THE OAKS AT ST MARTIN PH |
| Legal Lot Number | 17 |
| Jurisdiction | STANLY NC |
| Township / Civil Division | BIG LICK |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 930901 |
538 Scarlet Leaf Ln is owned and occupied by an individual who bought it in November 2021.
Source: Stanly County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 SCARLET LEAF LN, OAKBORO, NC 28129-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage NFM INC |
| May 14, 2019 | Warranty Deed, Transfer CAROLINA TITLE COMPANY INC, CAROLINA TITLE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 23, 2021 · Amount on File |
| Deed Sale | Nov 23, 2021 · Amount on File |
| Prior Sale | May 14, 2019 · Amount on File |
| Deed Document Number | 2021440540 |
| Deed Book / Page | 1766 / 216 |
| Prior Transfer Date | Jun 16, 2009 |
| Prior Transfer Doc | 0000320561 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Nov 23, 2021 |
| Property Address | 538 SCARLET LEAF LN, OAKBORO, NC 28129-9611 |
| Document Number | 0000440540 |
| Book / Page | 1766 / 216 |
| Map Reference | MB 18 PG 125 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 440540 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2022 |
| Title Company | TITLE COMPANY/NC, TITLE COMPANY OF NC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $580.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6409 E LAWYERS ROAD, 6409, OAKBORO, NC 28129 |
| Name | Verified Name |
|---|---|
| Address | 538 SCARIET LEAF LANE, MARSHVILLE, NC 28103 |
| Document Number | 0000440541 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 440541 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | May 14, 2019 |
| Property Address | 538 SCARLET LEAF LN, OAKBORO, NC 28129-9611 |
| Document Number | 0000409482 |
| Book / Page | 001670 / 000136 |
| Instrument Date | May 6, 2019 |
| Instrument | 409482 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | CAROLINA TITLE COMPANY INC, CAROLINA TITLE CO INC |
| Amount | Amount on Record |
|---|---|
| Tax | $424.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 538 SCARLET LEAF LN OAKBORO NC 281299611, OAKBORO, NC 28129-9611 |
The 2026 property tax bill for 538 Scarlet Leaf Ln was $2,763.
Source: Stanly County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Oakboro Town |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,763.00 | $284,911 Land $48,000 Building $236,911 | $284,911 Land $48,000 Building $236,911 |
| 2023 | $1,984.00 | $194,569 Land $30,000 Building $164,569 | $194,569 Land $30,000 Building $164,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Scarlet Leaf Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Scarlet Leaf Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OAKBORO serves 3,173 people · EPA ID NC0184020 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
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