DeKalb County property record for 538 S Summit, Stone Mountain, GA 30083
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,488 sqft · built 1989 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Jun 2021) |
| Tax Bill | $4,978 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-015-10-053 |
| Primary APN | 18-015-10-053 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,232 sqft |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 88 ft deep x 60 ft wide |
| Garage Area | 552 sqft |
| Deck Area | Deck Area |
| Patio Area | 116 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 538 S SUMMIT |
|---|---|
| City | STONE MOUNTAIN |
| State | GA |
| Zip | 30083-4596 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA5 |
| Legal Subdivision | SUMMIT |
| Legal Block | 1 |
| Legal Lot Number | 53 |
| Jurisdiction | DE KALB GA |
| Township / Civil Division | ATLANTA-DECATUR |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 23219 |
538 S Summit is owned and occupied by two individuals who bought it in June 2021.
Source: DeKalb County records, as of October 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Jun 14, 2021 | Warranty Deed, Transfer |
| Jun 14, 2021 | Warranty Deed, Transfer |
| Mar 7, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Jan 31, 2017 · Amount on File |
| Deed Document Number | 202116297 |
| Deed Book / Page | 29540 / 188 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB GA |
| Property Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Number | 0295400189 |
|---|---|
| Date | Jul 9, 2021 |
| Book Page | 0000029540/0000000189 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 14, 2021 |
| Property Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Number | 0295400206 |
| Book / Page | 29540 / 206 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-016298 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Jun 14, 2021 |
| Property Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Number | 0295400188 |
| Book / Page | 29540 / 188 |
| Instrument Date | Jun 14, 2021 |
| Instrument | 2021-016297 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | DE KALB GA |
| Recording Date | Mar 7, 2017 |
| Property Address | 538 S SUMMIT, STONE MOUNTAIN, GA 30083-4596 |
| Document Number | 0261200271 |
| Book / Page | 026120 / 000271 |
| Instrument Date | Jan 31, 2017 |
| Instrument | 43535 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $72.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 S SUMMIT STONE MOUNTAIN GA 300834596, STONE MOUNTAIN, GA 30083-4596 |
The 2025 property tax bill for 538 S Summit was $4,978.
Source: DeKalb County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | DeKalb County |
| Unified School District | DeKalb County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,978.00 | $104,240 Land $16,160 Building $88,080 | $260,600 Land $40,400 Building $220,200 |
| 2023 | $4,699.00 (+25.78%) | $99,080 (+27.03%) Land $15,000 Building $84,080 | $247,700 (+27.03%) Land $37,500 Building $210,200 |
| 2022 | $3,736.00 | $78,000 Land $14,560 Building $63,440 | $195,000 Land $36,400 Building $158,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 538 S Summit in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Most Recent Claim | Oct 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 S Summit is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99.2% of Georgia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEKALB COUNTY serves 743,000 people · EPA ID GA0890001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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