Arenac County property record for 538 S M 65, Twining, MI 48766
| Property Type | Commercial |
|---|---|
| Details | 1,520 sqft · built 1968 |
| Lot Size | 23.1 acres (1,007,543 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Jan 2025) |
| Tax Bill | $4,571 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 002-0-012-100-005-01 |
| Primary APN | 002-0-012-100-005-01 |
|---|
| Building Area | 1,520 sqft Building Perimeter |
|---|
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 1,007,543 sqft (23.1 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 538 S M 65 |
|---|---|
| City | TWINING |
| State | MI |
| Zip | 48766-9671 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | T19N R5E SEC 12 E 1050 FT OF NE 1/4 OF NE 1/4 EXC HWY M-65 R/W EXC THE S 300 FT TH E 970 FT TH N 300 FT TH W 970 ACRES - |
| Legal Range | 05E |
| Legal Township | 19N |
| Legal Section | 12 |
| Jurisdiction | ARENAC MI |
| Township / Civil Division | ARENAC |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 970300 |
538 S M 65, a commercial property, is owned by an individual who bought it in January 2025.
Source: Arenac County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 S M 65, TWINING, MI 48766-9671 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 10, 2025 · Amount on File |
| Deed Sale | Jan 10, 2025 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 538 S M 65 was $4,571.
Source: Arenac County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Arenac County |
| County Subdivision | Arenac Township |
| Unified School District | Standish-Sterling Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,800 | $189,600 | |
| 2025 | $4,571.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 538 S M 65 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2020 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 S M 65 is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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