538 S 1450 E, Spanish Fork, UT 84660 Property Records

Utah County property record for 538 S 1450 E, Spanish Fork, UT 84660

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,008 sqft · built 1976
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$246,300 (Nov 2020)
Tax Bill	$2,186 (2025)
Deeds & Mortgages	Nov 2022 Transfer Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-097-0012`

Property Details

APN / Parcel Number

Primary APN	`46-097-0012`
Alternative APN	`065286`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1988
Architectural Style	A-Frame
Exterior Material	Metal
Roof Type	Gable
Roof Material	Other
Lot Area	7,841 sqft (0.18 acres)
Porch	Open Slab
Porch Area	24 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	065286
Street Address	538 S 1450 E
City	SPANISH FORK
State	UT
Zip	84660-2649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK 1, PLAT E, MOUNT LOAFER SUBD
Legal Subdivision	MOUNT LOAFER SUB
Legal Block	1
Legal Lot Number	12
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	1
Census Block	1004
Census Tract	3205

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 S 1450 E, SPANISH FORK, UT 84660-2649
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Intrafamily Transfer, Transfer
Aug 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHWEST AIRLINES FCU
Nov 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020 · Amount on Record
Deed Sale	Nov 6, 2020 · Amount on Record
Prior Sale	Apr 21, 2003 · Amount on Record
Deed Document Number	2020176434
Prior Transfer Date	Nov 2, 2020
Prior Transfer Doc	0000176434
Record Updated	Oct 29, 2026

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 14, 2022
Property Address	538 S 1450 E, SPANISH FORK, UT 84660-2649
Document Number	0000117641
Instrument Date	Nov 8, 2022
Instrument	117641:2022
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	538 SOUTH 1450 EAST SPANISH FORK, SPANISH FORK, UT 84660

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	538 S 1450 E, SPANISH FORK, UT 84660-2649
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088689
Date	Aug 8, 2022
Instrument	88689:2022

Lender

Name	SOUTHWEST AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75235

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2037

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UTAH UT
Recording Date	Nov 6, 2020
Property Address	538 S 1450 E, SPANISH FORK, UT 84660-2649
Document Number	0000176434
Instrument Date	Nov 2, 2020
Instrument	176434:2020
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	MERIDIAN TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 S 1450 E, SPANISH FORK, UT 84660-2649

Mortgage

Document Number	0000176435
Date	Nov 6, 2020
Instrument	176435:2020

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	538 S 1450 E, SPANISH FORK, UT 84660-2649
Document Number	0000016185
Instrument Date	Feb 15, 2019
Transaction Type	Mortgage
Record Updated	Mar 26, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 S 1450 E SPANISH FORK UT 846602649, SPANISH FORK, UT 84660-2649

Mortgage

Document Number	0000016185
Date	Feb 27, 2019
Instrument	16185

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 26, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Spanish Fork City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,905 (-45.73%)	$407,100 (-1.33%) Land $151,500 Building $255,600
2025	$2,186.00 (+0.05%)	$412,600 (+100.91%) Land $151,500 Building $261,100	$412,600 (+10.5%) Land $151,500 Building $261,100
2024	$2,185.00 (+9.8%)
2023	$1,990.00 (-0.05%)	$205,370	$373,400 Land $144,300 Building $229,100
2022	$1,991.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANISH FORK CITY serves 47,169 people · EPA ID UTAH25003
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SFCN Fiber	10,000 / 10,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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