538 Ryan St, Holmen, WI 54636 Property Records

La Crosse County property record for 538 Ryan St, Holmen, WI 54636

Property Summary

Property Type	Single Family Home
Lot Size	0.089 acres (3,877 sqft)
Owner	Individual Name on Record
Last Sale	$361,500 (Aug 2026)
Tax Bill	$4,978 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`014-004300-000`

Property Details

APN / Parcel Number

Primary APN	`014-004300-000`
Alternative APN	`71232`

Exterior

Lot Area	3,877 sqft (0.089 acres)

Location & Zoning

Street Address	538 RYAN ST
City	HOLMEN
State	WI
Zip	54636-9339
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOSSY OAK TOWNHOMES LOT 6
Legal Range	08W
Legal Township	17N
Legal Section	12
Legal Subdivision	MOSSY OAK TOWNHOMES
Legal Lot Number	6
Jurisdiction	LA CROSSE WI
Township / Civil Division	HOLMEN
Census Block Group	1
Census Block	1010
Census Tract	10202

Owner

Source: La Crosse County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 RYAN ST, HOLMEN, WI 54636-9339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer TOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALTRA FCU
Aug 29, 2025	Deed of Trust, Mortgage · Conventional Mortgage RIA FCU
Aug 28, 2023	Warranty Deed, Transfer · Conventional Mortgage RIA FCU
Feb 28, 2022	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 18, 2018	Warranty Deed, Transfer · Conventional Mortgage ALTRA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Aug 28, 2023 · Amount on Record
Deed Document Number	20261853257
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 17, 2026
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Document Number	0001853257
Instrument Date	Aug 14, 2026
Instrument	20261853257
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	TOWN N COUNTRY TITLE LLC, TOWN N COUNTRY TITLE

Transaction

Amount	Amount Recorded
Tax	$109,534.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RYAN ST, HOLMEN, WI 54636-9339

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001745285
Date	May 5, 2020
Instrument	1745285

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001838000
Date	Aug 29, 2025
Instrument	1838000

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2020
Change Frequency	Annually
Min Rate At Change	3.49%
Max Rate At Change	7.49%
Index	Other
Max Rate	11.4%

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Aug 28, 2023
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Document Number	0001811583
Instrument Date	Aug 22, 2023
Instrument	1811583
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,004.70
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 RYAN ST, HOLMEN, WI 54636-9339

Mortgage

Document Number	0001811584
Date	Aug 28, 2023
Instrument	1811584

Lender

Name	RIA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 25, 2020
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	8.75%
Index	1-Year CMT
Max Rate	12.7%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Feb 28, 2022
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Document Number	0001789930
Instrument Date	Feb 28, 2022
Instrument	1789930
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$945.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001789931
Date	Feb 28, 2022
Instrument	1789931

Lender

Name	GUARANTEED RATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	May 18, 2018
Property Address	538 RYAN ST, HOLMEN, WI 54636-9339
Document Number	0001710358
Instrument Date	May 16, 2018
Instrument	1710358
Transaction Type	Transfer
Record Updated	Sep 20, 2023
Title Company	TOWN & COUNTRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$705.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001710359
Date	May 18, 2018
Instrument	1710359

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Holmen Village
Unified School District	Holmen School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,978.00 (-0.54%) Homeowner's exemption	$343,400 (+40.62%) Land $30,000 Building $313,400	$354,000 (+44.96%)
2023	$5,005.00 (-1.17%) Homeowner's exemption	$244,200 (-) Land $20,000 Building $224,200	$244,200 (-) Land $20,000 Building $224,200
2022	$5,064.00 Homeowner's exemption	$244,200 Land $20,000 Building $224,200	$244,200 Land $20,000 Building $224,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, T-Mobile, Verizon.

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