538 Royal Arch Dr, Conway, SC 29526 Property Records

Horry County property record for 538 Royal Arch Dr, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,615 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$293,000 (Aug 2023)
Tax Bill	$1,099 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`344-11-01-0008`

Property Details

APN / Parcel Number

Primary APN	`344-11-01-0008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 2023
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Screened Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	538 ROYAL ARCH DR
City	CONWAY
State	SC
Zip	29526-9572
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	2
Census Block	2004
Census Tract	60301

Owner

538 Royal Arch Dr is owned and occupied by an individual who bought it in August 2023.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	538 ROYAL ARCH DR, CONWAY, SC 29526-9572
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE
Aug 23, 2023	Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2023 · Amount on File
Deed Sale	Aug 23, 2023 · Amount on File
Deed Document Number	0047151387
Deed Book / Page	4715 / 1387
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	538 ROYAL ARCH DR, CONWAY, SC 29526-9572
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69940000000536
Date	Jan 15, 2026
Book Page	0000006994/0000000536

Lender

Name	CMG MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2041

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Aug 23, 2023
Property Address	538 ROYAL ARCH DR, CONWAY, SC 29526-9572
Document Number	0047151387
Book / Page	4715 / 1387
Instrument Date	Aug 9, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.84
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 ROYAL ARCH DR, CONWAY, SC 29526-9572

Mortgage

Document Number	0000670714
Date	Aug 23, 2023
Instrument	6707/14

Lender

Name	AMERICAN NEIGHBORHOOD MORTGAGE ACCE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 538 Royal Arch Dr was $1,099.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,099.00		$274,640 (-) Land $58,521 Building $216,119
2024	$1,099.00	$10,986 Land $2,341 Building $8,645	$274,640 Land $58,521 Building $216,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Royal Arch Dr in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	49 (1992–2021)
Claims Outside the SFHA	5 of 49
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims Hurricane Matthew, Oct 2016 · 8 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Royal Arch Dr is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 84% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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