538 Roma Ct, Naples, FL 34110 Property Records

Collier County property record for 538 Roma Ct, Naples, FL 34110

Property Summary

Property Type	Single Family Home
Details	2,384 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Jan 2019)
Tax Bill	$8,742 (2025)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`686500 23A21`

Property Details

APN / Parcel Number

Primary APN	`686500 23A21`
Alternative APNs	`7979500008715325023` `79795000087`

Interior

Stories	1 Story
Building Area	2,384 sqft Living Area
1st Floor Area	2,384 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Pool Area	364 sqft
Deck Area	866 sqft

Location & Zoning

Street Address	538 ROMA CT
City	NAPLES
State	FL
Zip	34110-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	VANDERBILT VILLAS LOT 2
Legal Range	25
Legal Township	48
Legal Section	21
Legal Subdivision	VANDERBILT VILLAS
Legal Tract	686500
Legal Block	1
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1013
Census Tract	10111

Owner

Source: Collier County assessment roll, APN 686500 23A21, as of September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	37550 LAKESHORE DR, HARRISON TOWNSHIP, MI 48045-5806
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Deed Document Number	20195660177
Deed Book / Page	5589 / 3727
Prior Transfer Date	Jan 21, 2011
Prior Transfer Doc	0046740427
Record Updated	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jan 15, 2019
Property Address	538 ROMA CT, NAPLES, FL 34110-6402
Document Number	0055893727
Book / Page	5589 / 3727
Map Reference	MB 15 PG 5&6
Instrument Date	Jan 10, 2018
Instrument	5660177
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	SANDBAR TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,745.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1515 COVE DR, 1515, RAYMORE, MO 64083-9582

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37556 LAKESHORE DR, HARRISON TOWNSHIP, MI 48045-5806

Mortgage

Document Number	0005660178
Date	Jan 15, 2019
Instrument	5660178

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll as of September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,742.00 (+5.84%)	$678,993 (+86.63%)	$1,139,393 (+67.78%) Land $780,600 Building $358,793
2024	$8,260.00 (+58.57%)
2023	$5,209.00 (-23.03%)	$363,820 (-34.98%)	$679,106 (-2.76%) Land $606,266 Building $72,840
2022	$6,768.00	$559,525	$698,363 Land $393,422 Building $304,941

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210101111, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 210 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	994 units insured incl. 784 condo units
Nearby Flood Claims	269 (2001–2024)
Claims Outside the SFHA	52 of 269
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Helene, Sep 2024 · 32 claims Hurricane Ian, Oct 2022 · 107 claims Hurricane Ian, Sep 2022 · 81 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 20 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Lumen Technologies, T-Mobile USA.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL5114069, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.