538 Roach Rd, Salt Rock, WV 25559 Property Records

Cabell County property record for 538 Roach Rd, Salt Rock, WV 25559

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,846 sqft · built 1960
Lot Size	8.7 acres (378,972 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2020)
Tax Bill	$1,603 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-10-0072.0000`

Property Details

APN / Parcel Number

Primary APN	`08-10-0072.0000`
Alternative APN	`06-08-10-0072.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,846 sqft Living Area
1st Floor Area	4,180 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Lot Area	378,972 sqft (8.7 acres)
Terrain	Rolling
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	538 ROACH RD
City	SALT ROCK
State	WV
Zip	25559-8718
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	8.7 AC GUY RIV 538 ROACH RD FARM 2025
Legal Subdivision	FARLEY HEIRS LAND
Jurisdiction	CABELL WV
Township / Civil Division	2
Census Block Group	2
Census Block	2006
Census Tract	10500

Owner

Source: Cabell County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 ROACH RD, SALT ROCK, WV 25559-8718
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2020 · Amount on Record
Deed Sale	May 28, 2020 · Amount on Record
Deed Document Number	20206062466
Deed Book / Page	1421 / 409
Record Updated	Oct 29, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	CABELL WV
Recording Date	May 28, 2020
Property Address	538 ROACH RD, SALT ROCK, WV 25559-8718
Document Number	001421/409
Book / Page	1421 / 409
Map Reference	DB 566 PG 681
Instrument Date	May 9, 2020
Instrument	6062466
Transaction Type	Transfer
Record Updated	Nov 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3420 ROACH RD, SALT ROCK, WV 25559-2100

Mortgage

Document Number	0002780/18
Date	May 28, 2020
Book Page	2780/18
Instrument	6062467

Lender

Name	HUNTINGTON FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cabell County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Cabell County
Unified School District	Cabell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,603.00 (+31.72%)	$138,300 (+26.86%) Land $13,380 Building $124,920	$230,500 (+26.86%) Land $22,300 Building $208,200
2025	$1,217.00 (+35.37%) Homeowner's exemption	$109,020 (+66.54%) Land $12,240 Building $96,780	$181,700 (+66.54%) Land $20,400 Building $161,300
2023	$899.00 (+6.01%) Additional exemption filed	$65,460 (+6.65%) Land $10,440 Building $55,020	$109,100 (+6.65%) Land $17,400 Building $91,700
2022	$848.00 Additional exemption filed	$61,380 Land $10,020 Building $51,360	$102,300 Land $16,700 Building $85,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1978–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2003 · Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of West Virginia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC - HUNTINGTON DIST private · serves 98,647 people · EPA ID WV3300608
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	750 / 20
Starlink Satellite	280 / 30

May also be available: Frontier.

Cell Coverage

5G and 4G LTE (outdoors only)

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