538 Ridgeway Ave, Cincinnati, OH 45229 Property Records

Hamilton County property record for 538 Ridgeway Ave, Cincinnati, OH 45229 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,227 sqft · built 1905
Lot Size	0.123 acres (5,358 sqft)
Owner	Individual Name on File
Last Sale	$4,508 (Feb 2014)
Tax Bill	$883 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Aug 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`106-0002-0055-00`

Property Details

APN / Parcel Number

Primary APN	`106-0002-0055-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	944 sqft
2nd Floor Area	972 sqft
Attic	Attic
Attic Area	311 sqft
Basement Area	884 sqft

Exterior

Year Built	Built 1905
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,358 sqft (0.123 acres)
Lot Dimensions	125 ft deep x 146 ft wide
Garage Type	Detached
Garage Area	308 sqft
Porch	Porch
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	538 RIDGEWAY AVE
City	CINCINNATI
State	OH
Zip	45229-3120
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	538 RIDGEWAY AVE 42.50 X 125 PT LOT 5-6 F W DURY SUB
Legal Subdivision	F W DURY SUB
Legal Lot Number	5-6 6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2004
Census Tract	27000

Owner

Source: Hamilton County records · APN 106-0002-0055-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1598 GLEN PARKER AVE, CINCINNATI, OH 45223-1602
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2022	Quit Claim Deed, Transfer · Line of Credit HOMETOWN EQUITY MORTGAGE
Aug 24, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 13, 2014 · Amount on Record
Deed Sale	Feb 13, 2014 · Amount on Record
Prior Sale	Aug 24, 2018
Deed Document Number	0000014746
Deed Book / Page	012534 / 000503
Last Transfer Date	Oct 19, 2022
Transfer Doc	0000098674
Record Updated	Jun 08, 2026

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 19, 2022
Property Address	538 RIDGEWAY AVE, CINCINNATI, OH 45229-3120
Document Number	0000098674
Book / Page	14776 / 294
Instrument Date	Oct 13, 2022
Instrument	2022-0098674
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1598 GLEN PARKER AVE, CINCINNATI, OH 45223-1602

Mortgage

Document Number	0000098675
Date	Oct 19, 2022
Instrument	2022-0098675

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 24, 2018
Property Address	538 RIDGEWAY AVE, CINCINNATI, OH 45229-3120
Document Number	0000074841
Book / Page	013739 / 000393
Instrument Date	Aug 17, 2018
Instrument	74841
Transaction Type	Transfer
Record Updated	Oct 08, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1598 GLEN PARKER AVE CINCINNATI OH 452231602, CINCINNATI, OH 45223-1602

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$883.00 (+0.11%)	$13,115 (-) Land $4,057 Building $9,058
2024	$882.00 (-0.11%)	$13,115 (-) Land $4,057 Building $9,058
2023	$883.00 (+8.88%)	$13,115 (+21.74%) Land $4,057 Building $9,058	$37,470 (+21.73%) Land $11,590 Building $25,880
2022	$811.00	$10,773 Land $4,025 Building $6,748
2020			$30,780 Land $11,500 Building $19,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 180 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, T-Mobile USA, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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