538 Red Apple Dr, La Crescent, MN 55947 Property Records

Winona County property record for 538 Red Apple Dr, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,830 sqft · built 2019
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$60,500 (Feb 2019)
Tax Bill	$6,996 (2026)
Deeds & Mortgages	Sep 2019 Construction Loan Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33.005.0010`

Property Details

APN / Parcel Number

Primary APN	`33.005.0010`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,830 sqft Living Area
1st Floor Area	1,830 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	912 sqft
Porch	Open Porch
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	538 RED APPLE DR
City	LA CRESCENT
State	MN
Zip	55947-9699
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWP-105 RANGE-004 APPLE BLOSSOM ACRES 3 LOT-001 BLOCK-001
Legal Subdivision	APPLE BLOSSOM ACRES
Legal Block	1
Legal Lot Number	1
Jurisdiction	WINONA MN
Township / Civil Division	LA CRESCENT
Census Block Group	1
Census Block	1024
Census Tract	670801

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 RED APPLE DR, LA CRESCENT, MN 55947-9699
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2019	Deed of Trust, Mortgage · Construction Mortgage ALTRA FCU
Feb 21, 2019	Warranty Deed, Transfer · ARM MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019 · Amount on Record
Deed Sale	Feb 21, 2019 · Amount on Record
Deed Document Number	2019615328
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	538 RED APPLE DR, LA CRESCENT, MN 55947-9699
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	619409
Date	Sep 18, 2019
Instrument	619409

Lender

Name	ALTRA FCU
Type	Credit Union
Address	ONALASKA, WI 54650

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.92%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.92%
Index	1-Year CMT
Max Rate	9.92%

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Feb 21, 2019
Property Address	538 RED APPLE DR, LA CRESCENT, MN 55947-9699
Document Number	615328
Instrument Date	Jan 31, 2019
Instrument	615328
Transaction Type	Transfer
Record Updated	Jul 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 RED APPLE DR, LA CRESCENT, MN 55947-9699

Mortgage

Document Number	615329
Date	Feb 21, 2019
Instrument	615329

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	Feb 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Feb 1, 2024
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,996.00 (+11.83%)	$563,600 (+8.14%) Land $77,000 Building $486,600	$563,600 (+8.14%) Land $77,000 Building $486,600
2025		$521,200 (+7.84%) Land $77,000 Building $444,200	$521,200 (+7.84%) Land $77,000 Building $444,200
2023	$6,256.00	$483,300 Land $77,000 Building $406,300	$483,300 Land $77,000 Building $406,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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