Bedford County property record for 538 Raystown Rd, Everett, PA 15537
| Property Type | Single Family Home |
|---|---|
| Details | 912 sqft · built 1952 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $21,000 (Mar 2002) |
| Tax Bill | $680 (2026) |
| Deeds & Mortgages | Oct 2023 Line of Credit Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | G.08-0.00-194 |
| Primary APN | G.08-0.00-194 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 912 sqft Living Area |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 15,333 sqft (0.352 acres) |
| Garage Type | Attached |
| Porch | Porch |
| Shed | 1 Shed |
| Street Address | 538 RAYSTOWN RD |
|---|---|
| City | EVERETT |
| State | PA |
| Zip | 15537-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | BEDFORD PA |
| Township / Civil Division | WEST PROVIDENCE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 960600 |
Source: Bedford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 RAYSTOWN RD, EVERETT, PA 15537-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST COMMONWEALTH BANK |
| Oct 31, 2025 | Deed, Transfer · Conventional Mortgage FIRST COMMONWEALTH BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2002 · Amount on Record |
| Deed Sale | Mar 18, 2002 · Amount on Record |
| Last Transfer Date | Oct 27, 2025 |
| Transfer Doc | 02025/5237 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD PA |
| Property Address | EVERETT, PA 15537 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 538 RAYSTOWN RD, EVERETT, PA 15537-3315 |
| Document Number | 02023/4251 |
|---|---|
| Date | Oct 12, 2023 |
| Book Page | 2023/4251 |
| Instrument | 2023-004251 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Address | BEDFORD, PA 15522 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD PA |
| Recording Date | Oct 31, 2025 |
| Property Address | EVERETT, PA 15537 |
| Document Number | 02025/5237 |
| Book / Page | 2025 / 5237 |
| Instrument Date | Oct 27, 2025 |
| Instrument | 2025-005237 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 RAYSTOWN RD, EVERETT, PA 15537-3315 |
| Document Number | 2025005238 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-005238 |
| Name | FIRST COMMONWEALTH BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Bedford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Bedford County |
| County Subdivision | West Providence Township |
| Unified School District | Everett Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $680.00 (+9.85%) | $60,000 (-) Land $14,000 Building $46,000 | $60,000 (-) Land $14,000 Building $46,000 |
| 2025 | $619.00 (-35.59%) | $60,000 (-) Land $14,000 Building $46,000 | $60,000 (-) Land $14,000 Building $46,000 |
| 2023 | $961.00 Additional exemption filed | $60,000 Land $14,000 Building $46,000 | |
| 2012 | $60,000 Land $14,000 Building $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 48 (1978–2025) |
| Claims Outside the SFHA | 2 of 48 |
| Most Recent Claim | May 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EVERETT BORO MUNI AUTH serves 2,048 people · EPA ID PA4050012 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Crowsnest Broadband Fixed Wireless | 400 / 100 |
5G (outdoors only) and 4G LTE
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