Ballard County property record for 538 Peyton Rd, Kevil, KY 42053
| Property Type | Single Family Home |
|---|---|
| Details | 1,512 sqft · built 1971 |
| Lot Size | 5.21 acres (226,948 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Mar 2022) |
| Tax Bill | $1,772 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Apr 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-22 |
| Primary APN | 64-22 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,512 sqft Living Area |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 226,948 sqft (5.21 acres) |
| Garage Type | Detached |
| Garage Area | 780 sqft |
| Driveway | Gravel Driveway |
| Parking Spaces | 3 Parking Spaces |
| Sewer | Connected |
|---|
| Street Address | 538 PEYTON RD |
|---|---|
| City | KEVIL |
| State | KY |
| Zip | 42053-9074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | LACENTER HEIGHTS LACENTER |
| Jurisdiction | BALLARD KY |
| Township / Civil Division | LA CENTER |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 950100 |
538 Peyton Rd is owned and occupied by an individual who bought it in March 2022.
Source: Ballard County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 11, 2026 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 13, 2020 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Dec 7, 2021 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2022 · Amount on File |
| Deed Sale | Mar 22, 2022 · Amount on File |
| Prior Sale | May 3, 2016 · Amount on File |
| Deed Book / Page | 129 / 296 |
| Prior Transfer Date | Mar 4, 2022 |
| Prior Transfer Doc | 0129000296 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Jun 11, 2026 |
| Property Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
| Document Number | 0148000527 |
| Book / Page | 148 / 527 |
| Instrument Date | May 28, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
| Document Number | 0148000527, |
|---|---|
| Date | Jun 11, 2026 |
| Book Page | 148/527 |
| Name | FIGURE LENDING LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BALLARD KY |
| Property Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000105/137 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 105/137 |
| Instrument | 520526 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PADUCAH, KY 42001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 182 Months |
| Due | May 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | BALLARD KY |
| Recording Date | Dec 7, 2021 |
| Property Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
| Document Number | 000128/197 |
| Book / Page | 128 / 197 |
| Instrument Date | Dec 3, 2021 |
| Instrument | 523465 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 PEYTON RD, KEVIL, KY 42053-9074 |
The 2025 property tax bill for 538 Peyton Rd was $1,772.
Source: Ballard County assessment roll, as of November 13, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Ballard County |
| Unified School District | Ballard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,772.00 | $175,000 | $175,000 |
| 2023 | $1,287.00 Additional exemption filed | $125,000 | $125,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Peyton Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Peyton Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ballard Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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