San Diego County property record for 538 Pepper Dr, El Cajon, CA 92021 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1958 |
| Square Footage | 2,172 sqft Living Area |
| Lot Size | 11,200 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $700,000 (1998) |
| Tax Bill | $2,199.00 (2025) |
| Primary APN | 388-510-02-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,172 sqft Living Area |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Lot Area | 11,200 sqft (0.257 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 538 PEPPER DR |
|---|---|
| City | EL CAJON |
| State | CA |
| Zip | 92021-1024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TCT R POR TR MR0004PG090 |
| Legal Subdivision | HILL ESTATE IN RANCHO EL CAJON |
| Legal Tract | 5 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 16704 |
Source: San Diego County records · APN 388-510-02-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Jul 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Oct 26, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage BAY EQUITY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 1998 · Amount on Record |
| Deed Sale | Aug 26, 1998 · Amount on Record |
| Deed Doc Number | 1998541819 |
| Last Transfer Date | Sep 30, 2015 |
| Transfer Doc | 0000561015 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE OF CA INC |
| Name | Verified Name |
|---|---|
| Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Document Number | 0000263589 |
|---|---|
| Date | Apr 05, 2021 |
| Instrument | 2021-0263589 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Document Number | 0000379044 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 538 PEPPER DR EL CAJON CA 920211024, EL CAJON, CA 92021-1024 |
| Document Number | 0000379044 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 379044 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 14, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Document Number | 0000310488 |
| Instrument Date | Jul 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 07, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 538 PEPPER DR EL CAJON CA 920211024, EL CAJON, CA 92021-1024 |
| Document Number | 0000310488 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 310488 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 538 PEPPER DR, EL CAJON, CA 92021-1024 |
| Document Number | 0000507676 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 03, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 538 PEPPER DR EL CAJON CA 920211024, EL CAJON, CA 92021-1024 |
| Document Number | 0000507676 |
|---|---|
| Date | Oct 31, 2017 |
| Instrument | 507676 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | SAUSALITO, CA 94965 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $189,018 (+2%) Land $31,128 Building $157,890 | |
| 2025 | $2,199.00 (+4.66%) Homeowner's exemption | $185,313 (+4.04%) Land $30,518 Building $154,795 |
| 2023 | $2,101.00 (+0.91%) Homeowner's exemption | $178,119 Land $29,334 Building $148,785 |
| 2022 | $2,082.00 |
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