Henry County property record for 538 Payson St, Kewanee, IL 61443
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,200 sqft · built 1967 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Dec 2021) |
| Tax Bill | $2,746 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-04-453-009 |
| Primary APN | 25-04-453-009 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Total Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 1,200 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Area | 616 sqft |
| Heating System | Gas |
|---|
| Street Address | 538 PAYSON ST |
|---|---|
| City | KEWANEE |
| State | IL |
| Zip | 61443-3615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 2 LINDQUIST SUB PT LT 125 ORIG TOWN OF WETHERSFIELD CITY OF KEWANEE |
| Legal Subdivision | ORIG TOWN OF WETHERSFIELD |
| Legal Block | 453 |
| Legal Lot Number | 2,125 |
| Jurisdiction | HENRY IL |
| Township / Civil Division | WETHERSFIELD |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 31000 |
538 Payson St is owned and occupied by an individual who bought it in December 2021.
Source: Henry County records, as of June 19, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 PAYSON ST, KEWANEE, IL 61443-3615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2021 · Amount on File |
| Deed Sale | Dec 21, 2021 · Amount on File |
| Deed Document Number | 20212108326 |
| Record Updated | Sep 20, 2026 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | HENRY IL |
| Recording Date | Dec 21, 2021 |
| Property Address | 538 PAYSON ST, KEWANEE, IL 61443-3615 |
| Document Number | 0000008326 |
| Instrument Date | Dec 17, 2021 |
| Instrument | 20-2108326 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 427 S GROYE STREET, KEWANEE, IL 61443-2739 |
| Document Number | 0000008327 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 20-2108327 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 538 Payson St was $2,746 with a homeowner's exemption.
Source: Henry County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Henry County |
| County Subdivision | Wethersfield Township |
| Municipality | Kewanee City |
| Unified School District | Wethersfield Community Unit School District 230 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,746.00 | $31,934 Land $3,021 Building $28,913 | $95,802 Land $9,063 Building $86,739 |
| 2022 | $25,826 Land $2,443 Building $23,383 | $77,478 Land $7,329 Building $70,149 | |
| 2021 | $2,966.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 538 Payson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2008–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Payson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEWANEE serves 12,509 people · EPA ID IL0730650 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 200 / 50 |
May also be available: Cambridge Telcom Services, Verizon.
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