538 Overhill Ln, Cincinnati, OH 45238 Property Records

Hamilton County property record for 538 Overhill Ln, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,490 sqft · built 1997
Lot Size	1.11 acres (48,395 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,500 (Sep 1998)
Tax Bill	$11,878 (2025)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0070-0287-00`

Property Details

APN / Parcel Number

Primary APN	`540-0070-0287-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,490 sqft Living Area
Gross Area	6,518 sqft
1st Floor Area	2,260 sqft
2nd Floor Area	1,230 sqft
Basement Area	2,260 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	48,395 sqft (1.11 acres)
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	538 OVERHILL LN
City	CINCINNATI
State	OH
Zip	45238-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	1.111 AC ES OVERHILL LANESEC 17 TOWN 3 FR 1
Legal Subdivision	PONDEROSA ESTATES SUBDIVISION
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	1
Census Block	1000
Census Tract	21304

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 OVERHILL LN, CINCINNATI, OH 45238-5112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 1998 · Amount on Record
Deed Sale	Sep 10, 1998 · Amount on Record
Deed Document Number	1998170563
Deed Book / Page	7751 / 1437
Last Transfer Date	May 12, 2022
Transfer Doc	0000051676
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	May 24, 2022
Property Address	538 OVERHILL LN, CINCINNATI, OH 45238-5112
Document Number	0000051676
Book / Page	14674 / 441
Instrument Date	May 12, 2022
Instrument	2022-0051676
Transaction Type	Transfer
Record Updated	Jun 24, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	538 OVERHILL LN, CINCINNATI, OH 45238-5112

Mortgage

Document Number	0000051677
Date	May 24, 2022
Instrument	2022-0051677

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,878.00 (+2.39%)	$199,924 (-) Land $23,940 Building $175,984	$571,210 (-) Land $68,400 Building $502,810
2024	$11,601.00 (-0.22%)	$199,924 (-) Land $23,940 Building $175,984
2023	$11,627.00 (+5.33%)	$199,924 (+18.4%) Land $23,940 Building $175,984	$571,210 (+18.4%) Land $68,400 Building $502,810
2022	$11,039.00 Homeowner's exemption	$168,861 Land $24,339 Building $144,522
2020			$482,460 Land $69,540 Building $412,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20