538 Old Rice Rd, Madison, MS 39110 Property Records

Madison County property record for 538 Old Rice Rd, Madison, MS 39110

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 1,584 sqft · built 1987
Lot Size	0.273 acres (11,926 sqft)
Owner	Individual Name on File
Tax Bill	$793 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Aug 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072A-01C-054/07`

Property Details

APN / Parcel Number

Primary APN	`072A-01C-054/07`
Alternative APNs	`072A-01C-054/07.00` `7269`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Adjusted Area
Gross Area	1,247 sqft
1st Floor Area	1,247 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,926 sqft (0.273 acres)
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	7269
Street Address	538 OLD RICE RD
City	MADISON
State	MS
Zip	39110-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	B@T 101 TWIN HARBOR PART IIA B@89 LEASEHOLD
Legal Range	02E
Legal Township	07N
Legal Section	01
Legal Subdivision	TWIN HARBORS PT 2A
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	3
Census Block	3022
Census Tract	30208

Owner

538 Old Rice Rd is owned and occupied by an individual who acquired it in December 2014.

Source: Madison County records, as of December 2, 2025

Owner of Record	Individual Name on File
Mailing Address	538 OLD RICE RD, MADISON, MS 39110-9757
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage RENASANT BANK
Aug 9, 2019	Deed of Trust, Mortgage RENASANT BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 1, 2014
Transfer Doc	03251/0526
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	538 OLD RICE RD, MADISON, MS 39110-9757
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 OLD RICE RD, MADISON, MS 39110-9757

Mortgage

Document Number	004275/534
Date	Nov 3, 2022
Book Page	4275/534
Instrument	971751

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Nov 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.1%
Index	Other
Max Rate	10.1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	538 OLD RICE RD, MADISON, MS 39110-9757
Document Number	0000870359
Instrument Date	Aug 9, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 OLD RICE RD MADISON MS 391109757, MADISON, MS 39110-9757

Mortgage

Document Number	0000870359
Date	Aug 16, 2019
Book Page	003754/000569
Instrument	870359

Lender

Name	RENASANT BK
Type	Bank
Address	TUPELO, MS 38802

Agreement

Amount	Amount on Record
Term	276 Months
Due	Aug 15, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 538 Old Rice Rd was $793 with a homeowner's exemption.

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$793.00 Homeowner's exemption	$10,646	$106,460 Land $30,000 Building $76,460
2024	$793.00
2023	$793.00 Homeowner's exemption	$10,646	$106,460 Land $30,000 Building $76,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Old Rice Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2016)
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Old Rice Rd is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 62% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: NETSPEEDMS.

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