538 Oak St, Denmark, WI 54208 Property Records

Brown County property record for 538 Oak St, Denmark, WI 54208

Property Summary

Property Type	Single Family Home
Lot Size	0.395 acres (17,206 sqft)
Owner	2 Individual Names on File
Last Sale	$163,000 (Jul 2011)
Tax Bill	$4,184 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`VD-323-205`

Property Details

APN / Parcel Number

Primary APN	`VD-323-205`
Alternative APN	`VD00063300`

Exterior

Lot Area	17,206 sqft (0.395 acres)

Location & Zoning

Street Address	538 OAK ST
City	DENMARK
State	WI
Zip	54208-9748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	17,209 SQ FT LOT 2 OF 47 CSM 195 BNG PRT OF LOTS 5 & 6 KRUEGER SUBD
Legal Subdivision	KRUEGER SUBD
Legal Lot Number	2,5,6
Jurisdiction	BROWN WI
Township / Civil Division	DENMARK
Census Block Group	3
Census Block	3006
Census Tract	20600

Owner

538 Oak St is owned and occupied by two individuals who bought it in July 2011.

Source: Brown County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 OAK ST, DENMARK, WI 54208-9748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF LUXEMBURG
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF LUXEMBURG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2011 · Amount on File
Deed Sale	Jul 18, 2011 · Amount on File
Prior Sale	Feb 6, 2001 · Amount on File
Deed Document Number	20112532066
Prior Transfer Date	Jul 27, 2009
Prior Transfer Doc	0002433755
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN WI
Recording Date	Apr 16, 2026
Property Address	538 OAK ST, DENMARK, WI 54208-9748
Document Number	0003124607
Instrument Date	Apr 10, 2026
Instrument	20263124607
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 OAK ST, DENMARK, WI 54208-9748

Mortgage

Document Number	0003124607,
Date	Apr 16, 2026
Instrument	20263124607

Lender

Name	BANK OF LUXEMBURG

Agreement

Type	Line of Credit
Term	120 Months
Due	Apr 15, 2036

Interest

Rate	6.11%
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN WI
Property Address	538 OAK ST, DENMARK, WI 54208-9748
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002918378
Date	Aug 28, 2020
Instrument	2918378

Lender

Name	BANK OF LUXEMBURG
Type	Bank
Address	LUXEMBURG, WI 54217

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 538 Oak St was $4,184 with a homeowner's exemption.

Source: Brown County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Brown County
Municipality	Denmark Village
Unified School District	Denmark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,184.00 Homeowner's exemption	$293,200 Land $37,100 Building $256,100	$352,800
2023	$3,538.00 Homeowner's exemption	$293,200 (+59.43%) Land $37,100 Building $256,100	$285,900 (+16.17%)
2022		$183,900 Land $26,200 Building $157,700	$246,100
2021	$3,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DENMARK WATERWORKS serves 2,684 people · EPA ID WI4050351
Water Source	Purchased surface water from CENTRAL BROWN CO WATER AUTHORITY
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 344 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Acrospire Networks Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: Bug Tussel Wireless.

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