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538 NE 20th St, Gainesville, FL 32641 Property Records

Alachua County property record for 538 NE 20th St, Gainesville, FL 32641

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,614 sqft · built 2020
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Oct 2020)
Tax Bill$2,336 (2024)
Deeds & MortgagesJun 2021 Mortgage
Oct 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN11110-007-002

Property Details

APN / Parcel Number

Primary APN11110-007-002
Alternative APN
  • 00966240000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,614 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,663 sqft (0.13 acres)
DrivewayDriveway
Driveway Area320 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number00966240000
Street Address538 NE 20TH ST
CityGAINESVILLE
StateFL
Zip32641-5818
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3
Legal DescriptionNEW GAINESVILLE PB A-66 COM NW COR LOT 23 S 210 FT POB E 165 FT S 230 FT W 165 FT N 230 FT POB (LESS COM NW COR LOT 23 S 210
Legal Range20E
Legal Township10S
Legal Section03
Legal SubdivisionNEW GAINESVILLE
Legal Lot Number23
JurisdictionALACHUA FL
Township / Civil DivisionGAINESVILLE
Census Block Group3
Census Block3017
Census Tract600

Owner

538 NE 20th St is owned and occupied by an individual who bought it in October 2020.

Source: Alachua County records, as of January 9, 2026

Owner of RecordIndividual Name on File
Mailing Address538 NE 20TH ST, GAINESVILLE, FL 32641-5818
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Oct 1, 2020Warranty Deed, Transfer · Construction Mortgage
JW CAPITAL GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on File
Deed SaleOct 1, 2020 · Amount on File
Deed Document Number3286874
Deed Book / Page4817 / 1595
Record UpdatedJun 8, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALACHUA FL
Property Address538 NE 20TH ST, GAINESVILLE, FL 32641-5818
Transaction TypeMortgage
Record UpdatedJan 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 NE 20TH ST, GAINESVILLE, FL 32641-5818

Mortgage

Document Number0049002432
DateJun 15, 2021
Book Page4900/2432
Instrument3345214
Lender
NamePARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
TypeMortgage Company
AddressCORONA, CA 92879
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2051

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionALACHUA FL
Recording DateOct 1, 2020
Property Address538 NE 20TH ST, GAINESVILLE, FL 32641-5818
Document Number0048171595
Book / Page004817 / 001595
Instrument DateSep 25, 2020
Instrument3286874
Transaction TypeTransfer
Record UpdatedOct 29, 2020
Title CompanyA-Z TEAM TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 NE 20TH ST GAINESVILLE FL 326415818, GAINESVILLE, FL 32641-5818

Mortgage

Document Number48171597
DateOct 1, 2020
Book Page004817/001597
Instrument3286875
Lender
NameJW CAPITAL GROUP LLC
Address10 DOGWOOD TRL # A, DEBARY, FL 32713-2443
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueSep 30, 2021

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyAlachua County
MunicipalityGainesville City
Unified School DistrictAlachua County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$144,285$256,152 Land $20,000 Building $236,152
2024$2,336.00 (+4.01%)
2023$2,246.00 (+5.69%) Homeowner's exemption Senior Citizen's exemption$136,135 (+3%)$224,304 (+17.38%) Land $13,000 Building $211,304
2022$2,125.00 Homeowner's exemption$132,170$191,090 Land $13,000 Building $178,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 NE 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 NE 20th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRU - MURPHREE WTP
public/private · serves 195,768 people · EPA ID FL2010946
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: AT&T.

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