St. Clair County property record for 538 N Neeper St, Capac, MI 48014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1968 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | Individual Name on File |
| Last Sale | $180,000 (Jan 2026) |
| Tax Bill | $882 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-40-750-0146-000 |
| Primary APN | 74-40-750-0146-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 720 sqft Living Area |
| Year Built | Built 1968 |
|---|---|
| Architectural Style | Ranch |
| Lot Area | 11,195 sqft (0.257 acres) |
| Lot Dimensions | 160 ft deep x 70 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74407500146000 |
|---|---|
| Street Address | 538 N NEEPER ST |
| City | CAPAC |
| State | MI |
| Zip | 48014-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | VILLAGE |
| Legal Description | W 160 FT OF E 320 FT OF N 70 FT OF LOT 95 SUPERVISOR JOHN BOWERS PLAT OF THE VILLAGE OF CAPAC SEC 21, 22, 27 & 28 T7N R13E |
| Legal Range | 13E |
| Legal Township | 07N |
| Legal Section | 21 |
| Legal Subdivision | SUPRVRS JOHN BOWERS |
| Legal Lot Number | 95 |
| Legal Unit | 95 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | MUSSEY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 657100 |
Source: St. Clair County records · APN 74-40-750-0146-000
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22800 BEACONSFIELD AVE APT 10, 10, EASTPOINTE, MI 48021-2079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · USDA Mortgage MORTGAGE LINK |
| Jan 13, 2026 | Warranty Deed, Transfer · USDA Mortgage MORTGAGE LINK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 13, 2026 · Amount on Record |
| Deed Sale | Jan 13, 2026 · Amount on Record |
| Deed Document Number | 2026000856 |
| Deed Book / Page | 5888 / 877 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 538 N NEEPER ST, CAPAC, MI 48014-3038 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 22800 BEACONSFIELD AVE 10, 10, EASTPOINTE, MI 48021-2079 |
| Document Number | 0000588057 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 5880/57 |
| Instrument | 2025023859 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Address | 3 RESEARCH PL # 103, ROCKVILLE, MD 20850 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jan 13, 2026 |
| Property Address | 538 N NEEPER ST, CAPAC, MI 48014-3038 |
| Document Number | 0005888877 |
| Book / Page | 5888 / 877 |
| Map Reference | LB 53 PG 3 TO 6 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2026000856 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 N NEEPER ST, CAPAC, MI 48014-3038 |
| Name | Verified Name |
|---|---|
| Address | 22800 BEACONSFIELD AVE APT 10, 10, EASTPOINTE, MI 48021-2079 |
| Document Number | 2025023859 |
|---|---|
| Date | Jan 13, 2026 |
| Instrument | 2025023859 |
| Name | MORTGAGE LINK |
|---|---|
| Type | Mortgage Company |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Capac Village |
| County | St. Clair County |
| County Subdivision | Mussey Township |
| Unified School District | Capac Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $55,900 (+9.82%) | ||
| 2024 | $882.00 (+12.5%) | $111,800 (+9.82%) | |
| 2023 | $50,900 | ||
| 2022 | $784.00 | $101,800 |
Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Mercury Broadband Fixed Wireless · Fiber in parts of the area | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Aspire Networks 1, Verizon.
Based on FCC filings for 252 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGE OF CAPAC serves 1,775 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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