538 N Elm St, Lititz, PA 17543 Property Records

Lancaster County property record for 538 N Elm St, Lititz, PA 17543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,962 sqft · built 1996
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$290,000 (Jul 2020)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`370-87514-0-0000`

Property Details

APN / Parcel Number

Primary APN	`370-87514-0-0000`
Alternative APN	`3708K2 4 15`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,962 sqft Living Area
Gross Area	3,714 sqft
1st Floor Area	992 sqft
Upper Floors Area	970 sqft
Basement Area	992 sqft
Game Room	Game Room

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Colonial
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 N ELM ST
City	LITITZ
State	PA
Zip	17543-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	538 N ELM ST
Legal Subdivision	FAIR MDWS DEV SEC 04
Legal Lot Number	15
Jurisdiction	LANCASTER PA
Township / Civil Division	LITITZ
Census Block Group	1
Census Block	1005
Census Tract	12001

Owner

538 N Elm St is owned and occupied by two individuals who bought it in July 2020.

Source: Lancaster County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 N ELM ST, LITITZ, PA 17543-1312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit MEMBERS 1ST FCU
Jul 17, 2020	Deed, Transfer · Conventional Mortgage RESIDENTIAL MORTGAGE SERVICES
Nov 28, 2017	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2020 · Amount on File
Deed Sale	Jul 17, 2020 · Amount on File
Prior Sale	Nov 28, 2017 · Amount on File
Deed Document Number	20206533382
Prior Transfer Date	May 23, 2001
Prior Transfer Doc	0071330321
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER PA
Property Address	538 N ELM ST, LITITZ, PA 17543-1312
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 N ELM ST, LITITZ, PA 17543-1312

Mortgage

Document Number	0006776273
Date	Mar 19, 2024
Instrument	6776273

Lender

Name	MEMBERS 1ST FCU
Type	Credit Union
Address	ENOLA, PA 17025

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER PA
Recording Date	Jul 17, 2020
Property Address	538 N ELM ST, LITITZ, PA 17543-1312
Document Number	0006533382
Map Reference	MB J-180 PG 107
Instrument Date	Jul 15, 2020
Instrument	6533382
Transaction Type	Transfer
Record Updated	Mar 21, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	538 N ELM ST, LITITZ, PA 17543-1312

Mortgage

Document Number	0006533383
Date	Jul 17, 2020
Instrument	6533383

Lender

Name	RESIDENTIAL MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LANCASTER PA
Recording Date	Nov 28, 2017
Property Address	538 N ELM ST, LITITZ, PA 17543-1312
Document Number	0006369448
Instrument Date	Nov 17, 2017
Instrument	6369448
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 N ELM ST LITITZ PA 175431312, LITITZ, PA 17543-1312

Mortgage

Document Number	6369449
Date	Nov 28, 2017
Instrument	6369449

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 538 N Elm St was $5,493 with a homeowner's exemption, up 0.5% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Lancaster County
Municipality	Lititz Borough
Unified School District	Warwick School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,500 (-) Land $57,700 Building $183,800	$241,500 (-) Land $57,700 Building $183,800
2025	$5,493.00 (+0.55%) Homeowner's exemption	$241,500 (-) Land $57,700 Building $183,800	$241,500 Land $57,700 Building $183,800
2024	$5,463.00	$241,500 Land $57,700 Building $183,800
2018			$241,500 Land $57,700 Building $183,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 N Elm St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1978–2011)
Most Recent Claim	Sep 2011 · Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 N Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LITITZ BORO serves 9,397 people · EPA ID PA7360126
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2024
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Cable Technologies Fiber · Cable in parts of the area	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Windstream DSL · Fiber in parts of the area	200 / 20

May also be available: T-Mobile.

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