538 N 850 E, American Fork, UT 84003 Property Records

Utah County property record for 538 N 850 E, American Fork, UT 84003

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.75 ba · 1,323 sqft · built 1974
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$593,800 (Sep 2022)
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46-031-0011`

Property Details

APN / Parcel Number

Primary APN	`46-031-0011`
Alternative APN	`064263`

Interior

Bedrooms	5 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,646 sqft
1st Floor Area	1,323 sqft
Basement Area	1,323 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Raised Porch
Porch Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	064263
Street Address	538 N 850 E
City	AMERICAN FORK
State	UT
Zip	84003-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, PLAT A, MARYS VIEW SUBD.
Legal Subdivision	MARYS VIEW
Legal Lot Number	11
Jurisdiction	UTAH UT
Township / Civil Division	AMERICAN FORK-PLEASANT GROVE
Census Block Group	2
Census Block	2003
Census Tract	10700

Owner

538 N 850 E is owned and occupied by an individual who bought it in September 2022.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	538 N 850 E, AMERICAN FORK, UT 84003-1915
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2022	Warranty Deed, Transfer NORTHSTAR TITLE, NORTH STAR TITLE LLC
Feb 26, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 25, 2018	Warranty Deed, Transfer SOURCEONE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2022 · Amount on File
Deed Sale	Sep 16, 2022 · Amount on File
Prior Sale	Feb 26, 2019 · Amount on File
Deed Document Number	2022100945
Prior Transfer Date	Oct 29, 2003
Prior Transfer Doc	0000176590
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	538 N 850 E, AMERICAN FORK, UT 84003-1915
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100975
Date	Sep 16, 2022
Instrument	100975:2022

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Sep 16, 2022
Property Address	538 N 850 E, AMERICAN FORK, UT 84003-1915
Document Number	0000100945
Instrument Date	Sep 14, 2022
Instrument	100945:2022
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	NORTHSTAR TITLE, NORTH STAR TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 N 850 E, AMERICAN FORK, UT 84003-1915

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Feb 26, 2019
Property Address	538 N 850 E, AMERICAN FORK, UT 84003-1915
Document Number	0000015746
Instrument Date	Feb 26, 2019
Instrument	015746:2019
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	BACKMAN TITLE SERVICES LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 N 850 E, AMERICAN FORK, UT 84003-1915

Mortgage

Document Number	0000015760
Date	Feb 26, 2019
Instrument	015760:2019

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UTAH UT
Recording Date	Jun 25, 2018
Property Address	538 N 850 E, AMERICAN FORK, UT 84003-1915
Document Number	0000058845
Instrument Date	Jun 21, 2018
Instrument	058845:2018
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	INWEST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 N 850 E, AMERICAN FORK, UT 84003-1915

Mortgage

Document Number	0000058902
Date	Jun 25, 2018
Instrument	058902:2018

Lender

Name	SOURCEONE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 538 N 850 E was $2,525.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
Municipality	American Fork City
County	Utah County
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$299,420 (-43.03%)	$544,400 (+3.58%) Land $197,700 Building $346,700
2025	$2,525.00	$525,600 Land $197,700 Building $327,900	$525,600 Land $197,700 Building $327,900
2024	$2,525.00 (+20.07%)
2023	$2,103.00 (-13.21%)	$247,775	$450,500 Land $188,300 Building $262,200
2022	$2,423.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 N 850 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 538 N 850 E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMERICAN FORK CITY serves 39,045 people · EPA ID UTAH25008
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 299 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
CentraCom DSL · Fiber in parts of the area	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband, Verizon.

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