538 Moya Pl, Chula Vista, CA 91910 Property Records

San Diego County property record for 538 Moya Pl, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,136 sqft · built 1998
Lot Size	0.242 acres (10,541 sqft)
Owner	2 Company Names on Record
Last Sale	$1,130,000 (Oct 2021)
Tax Bill	$15,085 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`593-380-13-00`

Property Details

APN / Parcel Number

Primary APN	`593-380-13-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,136 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,541 sqft (0.242 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	538 MOYA PL
City	CHULA VISTA
State	CA
Zip	91910-8047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC1RS
Legal Description	LOT 13 TR 012720
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012720
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13421

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	538 MOYA PL, CHULA VISTA, CA 91910-8047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Dec 11, 2023	Intrafamily Transfer, Transfer
Dec 11, 2023	Intrafamily Transfer, Transfer
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on Record
Deed Sale	Oct 28, 2021 · Amount on Record
Prior Sale	Jul 8, 2004 · Amount on Record
Deed Document Number	2021753014
Last Transfer Date	Nov 30, 2023
Transfer Doc	0000339056
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	538 MOYA PL, CHULA VISTA, CA 91910-8047
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MOYA PL, CHULA VISTA, CA 91910-8047

Mortgage

Document Number	0000048759
Date	Feb 27, 2024
Instrument	2024-0048759

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2023
Property Address	538 MOYA PL, CHULA VISTA, CA 91910-8047
Document Number	0000339056
Map Reference	MAP 12720
Instrument Date	Nov 30, 2023
Instrument	2023-0339056
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 MOYA PL, CHULA VISTA, CA 91910-8047

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 11, 2023
Property Address	538 MOYA PL, CHULA VISTA, CA 91910-8047
Document Number	0000339057
Map Reference	MAP 12720
Instrument Date	Nov 30, 2023
Instrument	2023-0339057
Transaction Type	Transfer
Record Updated	Dec 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	538 MOYA PL, CHULA VISTA, CA 91910-8047

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 28, 2021
Property Address	538 MOYA PL, CHULA VISTA, CA 91910-8047
Document Number	0000753014
Map Reference	MAP 12720
Instrument Date	Oct 5, 2021
Instrument	2021-0753014
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 MOYA PL, CHULA VISTA, CA 91910-8047

Mortgage

Document Number	0000753015
Date	Oct 28, 2021
Instrument	2021-0753015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,271,005 (+2%) Land $611,573 Building $659,432
2025	$15,085.00 (+9.43%)	$1,246,084 (+8.11%) Land $599,582 Building $646,502
2023	$13,785.00 (-10.67%)	$1,152,600 Land $576,300 Building $576,300
2022	$15,432.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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