538 Milton Dr, Naperville, IL 60563 Property Records

DuPage County property record for 538 Milton Dr, Naperville, IL 60563

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,171 sqft · built 1980
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,484 (2025)
Deeds & Mortgages	Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-17-105-026`

Property Details

APN / Parcel Number

Primary APN	`08-17-105-026`

Interior

Full Baths	1 Bath
Building Area	1,171 sqft Living Area
Gross Area	2,185 sqft
1st Floor Area	1,171 sqft
Basement Area	1,014 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Wood Siding
Lot Area	8,276 sqft (0.19 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Electric

Location & Zoning

Street Address	538 MILTON DR
City	NAPERVILLE
State	IL
Zip	60563-3311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	SPRING HILL UNIT 1 ALL
Legal Subdivision	SPRING HILL
Legal Lot Number	40
Legal Unit	1
Jurisdiction	DU PAGE IL
Township / Civil Division	LISLE
Census Block Group	2
Census Block	2043
Census Tract	846104

Owner

538 Milton Dr is owned and occupied by two individuals who acquired it in July 2013.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 MILTON DR, NAPERVILLE, IL 60563-3311
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 25, 2013
Transfer Doc	0000113552
Record Updated	Sep 20, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Aug 7, 2017
Property Address	538 MILTON DR, NAPERVILLE, IL 60563-3311
Document Number	0000080404
Map Reference	DOCR78-56467
Instrument Date	Jul 24, 2017
Instrument	R2017-080404
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	HOME CLOSING SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	538 MILTON DR, NAPERVILLE, IL 60563-3311

Mortgage

Document Number	0000080405
Date	Aug 7, 2017
Instrument	R2017-080405

Lender

Name	CIBM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 538 Milton Dr was $6,484 with a homeowner's exemption, up 4% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Lisle Township
Municipality	Naperville City
Unified School District	Naperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,484.00 (+4.03%) Homeowner's exemption	$119,118 (+8.53%) Land $55,058 Building $64,060	$357,354 (+8.53%) Land $165,174 Building $192,180
2024	$6,233.00	$109,756 Land $50,731 Building $59,025	$329,268 Land $152,193 Building $177,075
2022	$5,638.00 Homeowner's exemption	$93,120 Land $43,040 Building $50,080	$279,360 Land $129,120 Building $150,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 Milton Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1996–2026)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 2 claims Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Milton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20