Highland County property record for 538 Mill Gap Rd, Monterey, VA 24465
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,388 sqft · built 1914 |
| Lot Size | 15 acres (654,707 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,232 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 42 A 27A |
| Primary APN | 42 A 27A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 2,388 sqft Living Area |
| Cellar | Cellar |
| Storm Shelter | Storm Shelter |
| Flooring | Wood |
| Interior Walls | Paneling |
| Storm Shutters | Storm Shutters |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Metal |
| Lot Area | 654,707 sqft (15 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 84 sqft |
| Deck Area | 117 sqft |
| Shed | 1 Shed |
| Quonset Hut | Quonset Hut |
| Heating System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Spring/Creek |
| Account Number | 1849 |
|---|---|
| Street Address | 538 MILL GAP RD |
| City | MONTEREY |
| State | VA |
| Zip | 24465-2687 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18W12W12W12N44E21 S7S19E6E9; S7W12N7E12; E6S19W6N19; E9N13W9S13 |
| Jurisdiction | HIGHLAND VA |
| Township / Civil Division | MONTEREY |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 970100 |
Source: Highland County records, as of June 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 538 MILL GAP RD, MONTEREY, VA 24465-2687 |
| Owner Type | Company |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Highland County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Highland County |
| Unified School District | Highland County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,232.00 | $241,600 Land $83,100 Building $158,500 | |
| 2024 | $241,600 Land $83,100 Building $158,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1996–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Nov 2003 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 73% of Virginia |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Highland Telephone Cooperative Fiber | 1,000 / 500 |
No cell data coverage reported
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