538 Meredith Ct, Concord, NC 28025 Property Records

Cabarrus County property record for 538 Meredith Ct, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,414 sqft · built 2003
Lot Size0.25 acres (10,890 sqft)
OwnerOwner Name on Record
Last Sale$125,000 (Apr 2004)
Tax Bill$1,537 (2023)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN11045D0368.000000

Property Details

APN / Parcel Number

Primary APN11045D0368.000000
Alternative APNs
  • 5538 23 6633
  • 27805

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,414 sqft Living Area
Gross Area1,834 sqft
1st Floor Area1,414 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2009
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions141 ft deep x 71 ft wide
Garage TypeMixed
Garage Area420 sqft
DrivewayDriveway
Driveway Area656 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area75 sqft
Deck Area100 sqft
Patio Area280 sqft
FenceFence
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account Number27805
Street Address538 MEREDITH CT
CityCONCORD
StateNC
Zip28025-8407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLDR
Legal DescriptionLOT 368 ST ANDREWS PH 5&6 MAP 1 41-95
Legal SubdivisionSTANDREWS PH 05&6 MAP 01
Legal Lot Number368
JurisdictionCABARRUS NC
Township / Civil Division1, HARRISBURG
Census Block Group3
Census Block3004
Census Tract40501

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address538 MEREDITH CT, CONCORD, NC 28025-8407
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 30, 2004 · Amount on Record
Deed SaleApr 30, 2004 · Amount on Record
Prior SaleAug 1, 2003 · Amount on Record
Deed Document Number0000052931
Deed Book / Page5293 / 1
Record UpdatedJun 7, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address538 MEREDITH CT, CONCORD, NC 28025-8407
Document Number12512263
Book / Page012512 / 000263
Instrument DateMay 25, 2017
Transaction TypeMortgage
Record UpdatedJun 8, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address538 MEREDITH CT CONCORD NC 280258407, CONCORD, NC 28025-8407

Mortgage

Document Number12512263
DateMay 31, 2017
Book Page012512/000263
Instrument13630
Lender
NameCOLDWELL BANKER HM LNS
TypeFunding / Finance Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 30, 2032

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$1,537.00$185,220 Land $40,000 Building $145,220$185,220 Land $40,000 Building $145,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
100 / 20

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