Kane County property record for 538 McClure Ave, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,094 sqft · built 1900 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,793 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-354-006 |
| Primary APN | 06-11-354-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Gross Area | 2,188 sqft |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 1,094 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 538 MCCLURE AVE |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-2837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMIT ADDN EAST 1/2 OF LOT 7 BLOCK 6 |
| Legal Subdivision | SUMMIT ADDN |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 851000 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 MCCLURE AVE, ELGIN, IL 60123-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2024 | Deed of Trust, Mortgage · Line of Credit KANE COUNTY TEACHERS CU |
| Feb 4, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2007 |
| Deed Sale | Jun 7, 2007 |
| Prior Sale | Apr 8, 1999 · Amount on Record |
| Deed Document Number | 200760268 |
| Prior Transfer Date | May 25, 2007 |
| Prior Transfer Doc | 0000060268 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 538 MCCLURE AVE, ELGIN, IL 60123-2837 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000014423 |
|---|---|
| Date | May 1, 2024 |
| Instrument | 2024K014423 |
| Name | KANE COUNTY TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | ELGIN, IL 60123 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 30, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 4, 2022 |
| Property Address | 538 MCCLURE AVE, ELGIN, IL 60123-2837 |
| Document Number | 0000007187 |
| Instrument Date | Mar 24, 2021 |
| Instrument | 2022K007187 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 538 MCCLURE AVE, ELGIN, IL 60123-2837 |
| Document Number | 0000007188 |
|---|---|
| Date | Feb 4, 2022 |
| Instrument | 2022K007188 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 351 Months |
| Due | May 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.99% |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,793.00 (+15.8%) Homeowner's exemption | $70,828 (+8.57%) Land $13,067 Building $57,761 | $212,569 (+8.57%) Land $39,217 Building $173,352 |
| 2024 | $65,238 (+21.39%) Land $12,036 Building $53,202 | $195,792 (+21.44%) Land $36,122 Building $159,670 | |
| 2022 | $4,139.00 (+4.86%) Homeowner's exemption | $53,741 (+6.96%) Land $9,915 Building $43,826 | $161,223 (+6.96%) Land $29,745 Building $131,478 |
| 2021 | $3,947.00 Homeowner's exemption | $50,244 Land $9,270 Building $40,974 | $150,732 Land $27,810 Building $122,922 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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