538 Mastic Rd, Mastic Beach, NY 11951 Property Records

Suffolk County and Brookhaven Town property record for 538 Mastic Rd, Mastic Beach, NY 11951

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Feb 2022)
Tax Bill	$6,603 (2024)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0200-969.00-08.00-009.000`

Property Details

APN / Parcel Number

Primary APN	`0200-969.00-08.00-009.000`
Alternative APNs	`472289 969.00-08-009.000` `0209006000100009000` `00004104720` `4104720`

Exterior

Lot Area	4,356 sqft (0.1 acres)
View / Lot	Waterfront

Location & Zoning

Account Number	4104720
Street Address	538 MASTIC RD
City	MASTIC BEACH
State	NY
Zip	11951-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAP MASTIC ACRES UNIT SIX-B
Legal Block	9000
Legal Lot Number	800
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1019
Census Tract	159512

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 MASTIC RD, MASTIC BEACH, NY 11951-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2022	Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Dec 7, 2017	Grant Deed, Transfer · Conventional Mortgage MB FIN'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2022 · Amount on Record
Deed Sale	Feb 4, 2022 · Amount on Record
Prior Sale	Dec 7, 2017 · Amount on Record
Deed Book / Page	13141 / 472
Prior Transfer Date	Jun 19, 1997
Prior Transfer Doc	1183000871
Record Updated	Sep 20, 2026

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 4, 2022
Property Address	538 MASTIC RD, MASTIC BEACH, NY 11951-1012
Document Number	0131410472
Book / Page	13141 / 472
Instrument Date	Dec 23, 2021
Transaction Type	Transfer
Record Updated	Jun 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1038 PARK AVE, HUNTINGTON, NY 11743-5426

Mortgage

Document Number	00DM063444
Date	Feb 4, 2022
Instrument	DM063444

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Dec 7, 2017
Property Address	538 MASTIC RD, MASTIC BEACH, NY 11951-1012
Document Number	0129410439
Book / Page	012941 / 000439
Instrument Date	Sep 19, 2017
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	CIS ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 COCONUT DR COMMACK NY 117251222, COMMACK, NY 11725-1222

Mortgage

Document Number	228820261
Date	Dec 7, 2017
Book Page	022882/000261

Lender

Name	MB FIN'L BK
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 6, 2047

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	William Floyd Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,620 (-) Land $120 Building $1,500	$337,500 (+11,15%) Land $22,642 Building $283,019
2024	$6,603.00
2023		$1,620 Land $120 Building $1,500	$3,000 Land $222 Building $2,778

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	52 (1978–2024)
Claims Outside the SFHA	5 of 52
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 14 claims Hurricane Irene, Aug 2011 · 6 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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