538 Maple Ln, Moorhead, MN 56560 Property Records

Clay County property record for 538 Maple Ln, Moorhead, MN 56560 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,914 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2020)
Tax Bill	$3,790 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`58.531.0150`

Property Details

APN / Parcel Number

Primary APN	`58.531.0150`

Exterior

Lot Area	8,914 sqft (0.2 acres)

Location & Zoning

Street Address	538 MAPLE LN
City	MOORHEAD
State	MN
Zip	56560-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME MORNINGSIDE ADD LOT 001 BLOCK 001 SUBDIVISIONCD 58531 SE 75'
Legal Range	48
Legal Township	139
Legal Section	09
Legal Subdivision	MORNINGSIDE ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	2
Census Block	2014
Census Tract	30400

Owner

Source: Clay County records · APN 58.531.0150

Assessment roll updated August 12, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	538 MAPLE LN, MOORHEAD, MN 56560-3237
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Warranty Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK
Sep 09, 2019	Trustee's Deed, Construction Loan · Line of Credit ALERUS FIN'L

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 13, 2020 · Amount on Record
Deed Sale	Jan 13, 2020 · Amount on Record
Prior Sale	Nov 29, 2010 · Amount on Record
Deed Document Number	2020797325
Record Updated	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY MN
Recording Date	Jan 13, 2020
Property Address	538 MAPLE LN, MOORHEAD, MN 56560-3237
Document Number	0000797325
Instrument Date	Jan 06, 2020
Instrument	797325
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	REGENCY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MAPLE LN, MOORHEAD, MN 56560-3237

Mortgage

Document Number	0000797326
Date	Jan 13, 2020
Instrument	797326

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Interest

Rate Type	Fixed Rate

September 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLAY MN
Recording Date	Sep 09, 2019
Property Address	538 MAPLE LN, MOORHEAD, MN 56560-3237
Instrument Date	Jul 15, 2019
Instrument	793300
Transaction Type	Construction Loan
Record Updated	Sep 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	538 MAPLE LN MOORHEAD MN 565603237, MOORHEAD, MN 56560-3237

Mortgage

Document Number	0000793300
Date	Sep 09, 2019
Instrument	793300

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 08, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated August 12, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,790.00 (+15.62%)
2025		$246,800 (+6.7%) Land $45,800 Building $201,000	$246,800 (+6.7%) Land $45,800 Building $201,000
2023	$3,278.00 Homeowner's exemption	$231,300 Land $45,800 Building $185,500	$231,300 Land $45,800 Building $185,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (27027C), updated October 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270270304002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 273 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Cable One	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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