538 Maple Ave, #540, Elizabeth, NJ 07202 Property Records

Union County and Elizabeth City property record for 538 Maple Ave, #540, Elizabeth, NJ 07202

Property Summary

Property Type	Single Family Home
Details	3,734 sqft · built 1994
Lot Size	0.184 acres (8,002 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (Oct 1995)
Tax Bill	$16,307 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04 00004-0000-00894`

Property Details

APN / Parcel Number

Primary APN	`04 00004-0000-00894`
Alternative APNs	`04-00482-0000-00030-03` `040000400894`

Interior

Units	2 Units
Stories	2 Stories
Building Area	3,734 sqft Living Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Duplex Single
Construction Type	Frame
Lot Area	8,002 sqft (0.184 acres)
Lot Dimensions	200 ft deep x 40 ft wide

Location & Zoning

Old Parcel Number	0400004000000894
Street Address	538 MAPLE AVE, 540
City	ELIZABETH
State	NJ
Zip	07202-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAPLE AVE SUB #534
Legal Block	482
Legal Lot Number	30.3
Jurisdiction	UNION NJ
Township / Civil Division	ELIZABETH
Census Block Group	1
Census Block	1008
Census Tract	30802

Owner

Source: Union County and Elizabeth City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 MAPLE AVE, ELIZABETH, NJ 07202-3514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 9, 2021	Bargain and Sale Deed, Transfer · Conventional Mortgage VAST BANK NA
Aug 23, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 24, 1995 · Amount on Record
Deed Sale	Oct 24, 1995 · Amount on Record
Deed Document Number	199521381
Deed Book / Page	4306 / 316
Last Transfer Date	Dec 7, 1999
Transfer Doc	0000075363
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	538-540 MAPLE AVE, ELIZABETH, NJ 07202
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146852340
Date	Apr 28, 2020
Book Page	14685/2340
Instrument	690550

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Jun 9, 2021
Property Address	538-540 MAPLE AVE, ELIZABETH, NJ 07202
Document Number	0064160171
Book / Page	6416 / 171
Instrument Date	Jun 7, 2021
Instrument	5604
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,536.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 MAPLE AVE, ELIZABETH, NJ 07202-3514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 MAPLE AVE, ELIZABETH, NJ 07202-3514

Mortgage

Document Number	0000014058
Date	Jun 9, 2021
Instrument	14058

Lender

Name	VAST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	UNION NJ
Property Address	538-540 MAPLE AVE, ELIZABETH, NJ 07202
Document Number	0143332298
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538-540 MAPLE AVE ELIZABETH NJ 072023514, ELIZABETH, NJ 07202-3514

Mortgage

Document Number	0143332298
Date	Sep 18, 2017
Book Page	014333/002298
Instrument	646350

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 17, 2057

Interest

Rate	6.54%

Tax Assessment & Valuation

Source: Union County and Elizabeth City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Elizabeth City
Unified School District	Elizabeth City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,500 (-) Land $222,300 Building $586,200	$808,500 (-) Land $222,300 Building $586,200
2025	$16,307.00 (+4.83%)	$808,500 (+1,356.76%) Land $222,300 Building $586,200	$808,500 (+1,356.76%) Land $222,300 Building $586,200
2024	$15,555.00 (-8.34%)
2023		$55,500 Land $11,200 Building $44,300	$55,500 Land $11,200 Building $44,300
2022	$16,971.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - LIBERTY private · serves 134,000 people · EPA ID NJ2004001
Water Source	Purchased surface water from several systems
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 628 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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