Muskingum County property record for 538 Main St, Philo, OH 43771 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1990 |
| Square Footage | 1,021 sqft Living Area |
| Lot Size | 4,356 sqft (0.1 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $189,900 (2024) |
| Tax Bill | $1,101.00 (2025) |
Source: Muskingum County records · APN 20-21-10-08-000
Assessment roll updated March 5, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 19, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jan 21, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EQUITY RESOURCES INC |
| Feb 10, 2012 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 25, 2013 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage THE PARK NATIONAL BANK |
| Dec 27, 2024 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY RESOURCES INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 27, 2024 · Amount on Record |
| Deed Sale | Dec 27, 2024 · Amount on Record |
| Prior Sale | Dec 05, 2006 · Amount on Record |
| Deed Book / Page | 3244 / 638 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003097/524 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 3097/524 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Document Number | 003318/534 |
|---|---|
| Date | Jan 21, 2026 |
| Book Page | 3318/534 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Address | 25 S PARK PL # 12, NEWARK, OH 43055 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002381/77 |
|---|---|
| Date | Feb 10, 2012 |
| Book Page | 2381/77 |
| Instrument | 201200001524 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Property Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002459/141 |
|---|---|
| Date | Mar 25, 2013 |
| Book Page | 2459/141 |
| Instrument | 201300003268 |
| Name | THE PARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NEWARK, OH 43058 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MUSKINGUM OH |
| Recording Date | Dec 27, 2024 |
| Property Address | 538 MAIN ST, PHILO, OH 43771-9701 |
| Document Number | 003244/638 |
| Book / Page | 3244 / 638 |
| Map Reference | MB A-O PG 194 |
| Instrument Date | Dec 23, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | ELITE LAND TTL A DIV OF STEW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 465 E FALMOUTH HWY # B, B, EAST FALMOUTH, MA 02536-8104 |
| Document Number | 0003244640 |
|---|---|
| Date | Dec 27, 2024 |
| Instrument | 3244/640 |
| Name | EQUITY RESOURCES INC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Muskingum County records · Assessment roll updated March 5, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Muskingum County |
| County Subdivision | Harrison Township |
| Municipality | Philo Village |
| Unified School District | Franklin Local School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,101.00 (-4.18%) | $32,515 (+10.6%) Land $1,715 Building $30,800 | |
| 2024 | $92,900 (+10.6%) Land $4,900 Building $88,000 | ||
| 2023 | $1,149.00 | $29,400 Land $1,400 Building $28,000 | |
| 2021 | $84,000 Land $4,000 Building $80,000 |
Source: FEMA National Flood Hazard Layer, Muskingum County (39119C), updated July 26, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 8,333 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 20-21-10-08-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,021 sqft Living Area |
| 1st Floor | 1,021 sqft 1st Floor |
| Basement Area | 1,021 sqft Basement |
| Unfinished Basement | 1,021 sqft Unfinished |
| Game Room | Game Room |
| Stories | 1 Stories |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Lot Area | 4,356 sqft (0.1 acres) |
| Depth X Width | 132 ft x 33 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Deck Area | 128 sqft Deck |
| Patio Area | 178 sqft Patio |
| Canopy Area | 150 sqft Canopy |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Commercial Water Source |
| Account Number | 044230-1 |
|---|---|
| Street Address | 538 MAIN ST |
| City | PHILO |
| State | OH |
| Zip | 43771-9701 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PT LOT 13 SQ 22 PHILO 33 X 132 |
| Legal Subdivision | SQUARE 22 |
| Legal Lot Number | 13 |
| Jurisdiction | MUSKINGUM OH |
| Minor Civil Division | HARRISON |
| Census Blockgroup | 2 |
| Census Block | 2051 |
| Census Tract | 912500 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures