538 Lyon St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 538 Lyon St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1959
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Aug 2022)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2023 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-21-01-020-02`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-21-01-020-02`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Game Room	Game Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	20.8 ft deep x 6.1 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Deck Area	180 sqft
Patio Area	266 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	538 LYON ST
City	RIPON
State	WI
Zip	54971-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S21 T16N R14E NEWTON'S RESURVEY LOT 1 CSM #2-1-2 LOC IN LOT 2 OF NE 1/4 NE 1/4
Legal Range	14E
Legal Township	16N
Legal Section	21
Legal Subdivision	NEWTONS RESURVEY
Legal Lot Number	1-2
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	1
Census Block	1029
Census Tract	41500

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 LYON ST, RIPON, WI 54971-1117
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Deed of Trust, Mortgage BROWN COUNTY
Jul 24, 2023	Deed of Trust, Mortgage BROWN COUNTY
Aug 15, 2022	Warranty Deed, Transfer · Conventional Mortgage PROSPERA CU
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 22, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 11, 2017	Deed of Trust, Mortgage · Conventional Mortgage NICOLET NATIONAL BANK
Jul 19, 2017	Beneficiary Deed, Transfer
Jul 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Jan 22, 2019 · Amount on Record
Deed Document Number	20221173960
Prior Transfer Date	Jul 15, 2017
Prior Transfer Doc	0001087006
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	538 LYON ST, RIPON, WI 54971-1117
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001186389
Date	Aug 7, 2023
Instrument	1186389

Lender

Name	BROWN COUNTY
Type	Government Agency
Address	GREEN BAY, WI 54305

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	538 LYON ST, RIPON, WI 54971-1117
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001185856
Date	Jul 24, 2023
Instrument	1185856

Lender

Name	BROWN COUNTY
Type	Government Agency
Address	GREEN BAY, WI 54305

Agreement

Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Aug 15, 2022
Property Address	538 LYON ST, RIPON, WI 54971-1117
Document Number	0001173960
Map Reference	VOL 1 PG 2
Instrument Date	Aug 9, 2022
Instrument	1173960
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	GUARANTY CLOSING & TTL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$543.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LYON ST, RIPON, WI 54971-1117

Mortgage

Document Number	0001173961
Date	Aug 15, 2022
Instrument	1173961

Lender

Name	PROSPERA CU
Type	Credit Union
Address	APPLETON, WI 54913

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Sep 1, 2032
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5.5%
Index	1-Year CMT
Max Rate	9.5%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	538 LYON ST, RIPON, WI 54971-1117
Transaction Type	Mortgage
Record Updated	May 20, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1149637
Date	Apr 21, 2021
Instrument	1149637

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Mar 1, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jan 22, 2019
Property Address	538 LYON ST, RIPON, WI 54971-1117
Document Number	0001108918
Map Reference	VOL 1 PG 2
Instrument Date	Jan 11, 2019
Instrument	1108918
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$348.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LYON ST, RIPON, WI 54971-1117

Mortgage

Document Number	0001108919
Date	Jan 22, 2019
Instrument	1108919

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	538 LYON ST, RIPON, WI 54971-1117
Transaction Type	Mortgage
Record Updated	Oct 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1089320
Date	Sep 11, 2017
Instrument	1089320

Lender

Name	NICOLET NATIONAL BANK
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 19, 2017
Property Address	538 LYON ST, RIPON, WI 54971-1117
Document Number	0001087006
Map Reference	MB 1 PG 2
Instrument Date	Jul 15, 2017
Instrument	1087006
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	538 LYON ST, 538, RIPON, WI 54971-1117

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FOND DU LAC WI
Recording Date	Jul 5, 2017
Property Address	538 LYON ST, RIPON, WI 54971-1117
Document Number	0001086273
Map Reference	MB 1 PG 2
Instrument Date	Jun 30, 2017
Instrument	1086273
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$327.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LYON ST, RIPON, WI 54971-1117

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,833.00 (+8.63%)	$117,600 (-) Land $22,500 Building $95,100	$181,380 (+31.29%) Land $34,703 Building $146,677
2023	$2,608.00	$117,600 Land $22,500 Building $95,100	$138,157 Land $26,433 Building $111,724

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Hilbert Communications, Verizon.

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