538 Luna Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 538 Luna Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,282 sqft · built 1966
Lot Size0.191 acres (8,300 sqft)
Owner2 Individual Names on File
Last Sale$940,000 (Nov 2025)
Tax Bill$7,528 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN157-070-32-00

Property Details

APN / Parcel Number

Primary APN157-070-32-00

Interior

Bedrooms5 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,282 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,300 sqft (0.191 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address538 LUNA DR
CityOCEANSIDE
StateCA
Zip92057-4330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 368 TR 005496
Legal SubdivisionMISSION VALLEY BALL PARK
Legal Tract005496
Legal Block2
Legal Lot Number368
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract18617

Owner

Source: San Diego County records · APN 157-070-32-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address538 LUNA DR, OCEANSIDE, CA 92057-4330
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 10, 2025 · Amount on Record
Deed SaleNov 10, 2025 · Amount on Record
Prior SaleFeb 28, 2025 · Amount on Record
Deed Document Number2025317527
Prior Transfer DateApr 07, 1995
Prior Transfer Doc0000153447
Record UpdatedSep 20, 2026

November 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateNov 10, 2025
Property Address538 LUNA DR, OCEANSIDE, CA 92057-4330
Document Number0000317527
Map ReferenceMAP 5496
Instrument DateNov 03, 2025
Instrument2025-0317527
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address538 LUNA DR, OCEANSIDE, CA 92057-4330

Mortgage

Document Number0000317528
DateNov 10, 2025
Instrument2025-0317528
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$940,000 (+40.5%) Land $587,501 Building $352,499
2025$7,528.00 (+5.18%)$669,021 (+4.04%) Land $418,139 Building $250,882
2023$7,157.00 (+1.53%)$643,044 Land $401,903 Building $241,141
2022$7,049.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 677 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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