538 Lumbert Mill Rd, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 538 Lumbert Mill Rd, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,462 sqft · built 1979
Lot Size	0.81 acres (35,284 sqft)
Owner	2 Trust Names on File
Last Sale	$670,000 (Aug 2024)
Tax Bill	$4,859 (2025)
Deeds & Mortgages	Jun 2025 Transfer Jul 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MMIL M:146 L:025`

Property Details

APN / Parcel Number

Primary APN	`MMIL M:146 L:025`
Alternative APN	`81324`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,462 sqft Living Area
Gross Area	3,176 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,284 sqft (0.81 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	81324
Street Address	538 LUMBERT MILL RD
City	CENTERVILLE
State	MA
Zip	02632-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Lot Number	25
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1014
Census Tract	12900

Owner

538 Lumbert Mill Rd is held in a trust since June 2025.

Source: Barnstable County and Barnstable Town City records, as of April 14, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 PINE PLAIN RD, BOXFORD, MA 01921-1244
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Quit Claim Deed, Transfer Quitclaim
Jul 31, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Aug 7, 2024	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 7, 2024 · Amount on File
Deed Sale	Aug 7, 2024 · Amount on File
Prior Sale	Jul 31, 2024 · Amount on File
Last Transfer Date	Jun 18, 2025
Transfer Doc	0001525381
Record Updated	Sep 20, 2026

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSTONS MILLS MA
Recording Date	Jun 23, 2025
Property Address	538 LUMBERT MILL RD, CENTERVILLE, MA 02632-2606
Document Number	0001525381
Instrument Date	Jun 18, 2025
Instrument	1525381
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 PINE PLAIN RD, BOXFORD, MA 01921-1244

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSTONS MILLS MA
Recording Date	Jul 31, 2024
Property Address	538 LUMBERT MILL RD, CENTERVILLE, MA 02632-2606
Document Number	036495-315
Book / Page	36495 / 315
Instrument Date	Jul 31, 2024
Instrument	30078
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PINE PLAIN RD, BOXFORD, MA 01921-1244
Investor	Possibly a Property Investor

Mortgage

Document Number	0000030079
Date	Jul 31, 2024
Instrument	30079

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARSTONS MILLS MA
Recording Date	Aug 7, 2024
Property Address	538 LUMBERT MILL RD, CENTERVILLE, MA 02632-2606
Document Number	0001507312
Instrument Date	Jul 25, 2024
Instrument	1507312
Transaction Type	Transfer
Record Updated	May 26, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 PINE PLAIN RD, BOXFORD, MA 01921-1244

Tax Assessment & Valuation

The 2025 property tax bill for 538 Lumbert Mill Rd was $4,859, up 10.5% from the year before.

Source: Barnstable County and Barnstable Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,859.00 (+10.46%)	$600,600 (+6.64%) Land $199,200 Building $401,400
2024	$4,399.00 (+0.53%)	$563,200 (+7.34%) Land $199,200 Building $364,000
2023	$4,376.00	$524,700 Land $196,900 Building $327,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 538 Lumbert Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Lumbert Mill Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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