San Joaquin County property record for 538 Libby Ln, Lathrop, CA 95330
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,144 sqft · built 1977 |
| Lot Size | 0.2 acres (8,720 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $290,000 (Dec 2016) |
| Tax Bill | $4,147 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 196-430-290-000 |
| Primary APN | 196-430-290-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 8,720 sqft (0.2 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 196-430-29 |
|---|---|
| Street Address | 538 LIBBY LN |
| City | LATHROP |
| State | CA |
| Zip | 95330-9545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAP A1 4 LOT 317 |
| Legal Subdivision | LATHROP VILLAGE HOMES 09 |
| Legal Block | 1 |
| Legal Lot Number | 317 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | MANTECA |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 5129 |
Source: San Joaquin County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 538 LIBBY LN, LATHROP, CA 95330-9545 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage CHANGE LENDING LLC |
| Jun 16, 2018 | Deed of Trust, Mortgage · FHA Mortgage PARAMOUNT PTRS GRP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 2016 · Amount on Record |
| Deed Sale | Dec 21, 2016 · Amount on Record |
| Prior Sale | Aug 19, 2016 · Amount on Record |
| Deed Document Number | 2016159945 |
| Prior Transfer Date | Aug 4, 2016 |
| Prior Transfer Doc | 0000097238 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 538 LIBBY LN, LATHROP, CA 95330-9545 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 538 LIBBY LN, LATHROP, CA 95330-9545 |
| Document Number | 0000110248 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-110248 |
| Name | CHANGE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92606 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jul 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 538 LIBBY LN, LATHROP, CA 95330-9545 |
| Document Number | 0000068565 |
| Instrument Date | Jun 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 538 LIBBY LN LATHROP CA 953309545, LATHROP, CA 95330-9545 |
| Document Number | 0000068565 |
|---|---|
| Date | Jun 21, 2018 |
| Instrument | 68565 |
| Name | PARAMOUNT PTRS GRP |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 20, 2048 |
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Lathrop City |
| Unified School District | Manteca Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,147.00 (+0.92%) | ||
| 2025 | $4,109.00 (+2.62%) | $336,448 (+4.04%) Land $117,796 Building $218,652 | |
| 2023 | $4,004.00 (+1.47%) | $323,385 Land $113,223 Building $210,162 | $311,040 |
| 2022 | $3,946.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LATHROP serves 38,596 people · EPA ID CA3910015 |
|---|---|
| Water Source | Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT |
| Last State Inspection | Dec 2024 |
| Also Mapped Here | SAN JOAQUIN COUNTY-MOKELUMNE ACRES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ayera Technologies, Frontier, unWired Broadband, Verizon.
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