538 Lewis Ashley Rd, Waterloo, SC 29384 Property Records

Laurens County property record for 538 Lewis Ashley Rd, Waterloo, SC 29384

Property Summary

Property Type	Single Family Home
Lot Size	1.36 acres (59,477 sqft)
Owner	2 Individual Names on File
Last Sale	$418,000 (Aug 2021)
Tax Bill	$8,577 (2025)
Deeds & Mortgages	May 2020 Line of Credit Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`279-05-01-026`

Property Details

APN / Parcel Number

Primary APN	`279-05-01-026`
Alternative APNs	`2790501026 95748489` `95748489`

Exterior

Lot Area	59,477 sqft (1.36 acres)

Location & Zoning

Street Address	538 LEWIS ASHLEY RD
City	WATERLOO
State	SC
Zip	29384-4609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 & 4
Legal Subdivision	SURVEY FOR JOEL PETERSONS
Legal Lot Number	1,4
Jurisdiction	LAURENS SC
Township / Civil Division	PRINCETON
Census Block Group	2
Census Block	2024
Census Tract	920202

Owner

538 Lewis Ashley Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Laurens County records, as of February 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK
Aug 26, 2021	Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Sep 27, 2019	Deed of Trust, Mortgage QUICKEN LNS
Jan 22, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS
Apr 2, 2018	Grant Deed, Transfer ATTORNEY ONLY
Aug 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Jan 22, 2019 · Amount on File
Deed Document Number	20217939
Deed Book / Page	1596 / 211
Prior Transfer Date	Aug 4, 2017
Prior Transfer Doc	0D13360216
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M25830221
Date	May 5, 2020
Book Page	M2583/221
Instrument	2020003287

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	CHARLESTON, SC 29423

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	119 Months
Due	Apr 20, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 26, 2021
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Document Number	0D15960211
Book / Page	D1596 / 211
Map Reference	MB A828 PG 10
Instrument Date	Aug 16, 2021
Instrument	2021007939
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,546.60
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Investor	Possibly a Property Investor

Mortgage

Document Number	2021007940
Date	Aug 26, 2021
Instrument	2021007940

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAURENS SC
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Document Number	0025330141
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LEWIS ASHLEY RD WATERLOO SC 293844609, WATERLOO, SC 29384-4609

Mortgage

Document Number	0025330141
Date	Oct 4, 2019
Book Page	002533/000141
Instrument	9683

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAURENS SC
Recording Date	Jan 22, 2019
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Document Number	0014250261
Book / Page	001425 / 000261
Instrument Date	Dec 17, 2018
Instrument	646
Transaction Type	Transfer
Record Updated	Jan 30, 2019

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$995.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 LEWIS ASHLEY RD WATERLOO SC 293844609, WATERLOO, SC 29384-4609

Mortgage

Document Number	24780001
Date	Jan 22, 2019
Book Page	002478/000001
Instrument	647

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAURENS SC
Recording Date	Apr 2, 2018
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Document Number	0013760100
Book / Page	001376 / 000100
Instrument Date	Mar 26, 2018
Instrument	2730
Transaction Type	Transfer
Record Updated	Apr 12, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 RIDGEWOOD HARBOR RD WATERLOO SC 293845031, WATERLOO, SC 29384-5031

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAURENS SC
Recording Date	Aug 8, 2017
Property Address	538 LEWIS ASHLEY RD, WATERLOO, SC 29384-4609
Document Number	0013360216
Book / Page	001336 / 000216
Instrument Date	Aug 4, 2017
Instrument	7205
Transaction Type	Transfer
Record Updated	Aug 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LEWIS ASHLEY RD WATERLOO SC 293844609, WATERLOO, SC 29384-4609

Tax Assessment & Valuation

The 2025 property tax bill for 538 Lewis Ashley Rd was $8,577, up 1.7% from the year before.

Source: Laurens County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Laurens County
Unified School District	Laurens School District 55 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,577.00 (+1.74%)	$24,960 (-) Land $4,500 Building $20,460
2024	$8,430.00 (+11.95%)	$24,960 (-) Land $4,500 Building $20,460
2023	$7,530.00 (-8.83%)	$24,960 (-) Land $8,320 Building $16,640	$416,000 (-) Building $416,000
2022	$8,259.00	$24,960 Land $4,500 Building $20,460	$416,000 (-) Land $75,000 Building $341,000
2021			$416,000 Land $75,000 Building $341,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Lewis Ashley Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 20, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Lewis Ashley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.1% of South Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAURENS COUNTY W&S COMM serves 44,866 people · EPA ID SC3020001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Piedmont Rural Telephone Cooperative Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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