538 Lake Pointe Ln, Madison, MS 39110 Property Records

Madison County property record for 538 Lake Pointe Ln, Madison, MS 39110 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,187 sqft · built 1993
Owner	2 Individual Names on File
Tax Bill	$2,726 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`072B-10D-040/14`

Property Details

APN / Parcel Number

Primary APN	`072B-10D-040/14`
Alternative APNs	`072B-10D-040/14.00` `10724`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,187 sqft Adjusted Area
1st Floor Area	2,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	10724
Old Parcel Number	072B-10D-040/14.00
Street Address	538 LAKE POINTE LN
City	MADISON
State	MS
Zip	39110-8752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 NORTHBAY ANNEX PHASE 1-A
Legal Range	02E
Legal Township	07N
Legal Section	10
Legal Subdivision	NORTHBAY ANNEX PH 1 PT A
Legal Phase	1
Legal Lot Number	25
Jurisdiction	MADISON MS
Township / Civil Division	1
Census Block Group	2
Census Block	2041
Census Tract	30207

Owner

Source: Madison County records · APN 072B-10D-040/14

Assessment roll updated September 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	538 LAKE POINTE LN, MADISON, MS 39110-8752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2002
Deed Sale	Mar 06, 2002
Deed Document Number	0000050659
Record Updated	Jun 08, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON MS
Property Address	538 LAKE POINTE LN, MADISON, MS 39110-8752
Transaction Type	Mortgage
Record Updated	Sep 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 LAKE POINTE LN, GLUCKSTADT, MS 39110-8752

Mortgage

Document Number	004594/526
Date	Sep 05, 2025
Book Page	4594/526
Instrument	1034485

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated September 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Madison County
Municipality	Madison City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,726.00 Homeowner's exemption	$24,682 (-)	$246,820 (-) Land $50,000 Building $196,820
2024	$2,726.00
2023	$2,726.00 Homeowner's exemption	$24,682	$246,820 Land $50,000 Building $196,820

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (28089C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280890302072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 33 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	33 in force 30 of 33 on primary residences
Nearby Flood Claims	2 (2005–2018)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2018, other causes

Wildfire

Wildfire Risk	Low above 34% of the US · above 18% of Mississippi
Wildfire Likelihood	About 1 in 3,704 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.