538 Jodee Dr, Xenia, OH 45385 Property Records

Greene County property record for 538 Jodee Dr, Xenia, OH 45385

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,494 sqft · built 2004
Lot Size	0.149 acres (6,499 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Jul 2025)
Tax Bill	$3,025 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0001-0063.0-0161.00`

Property Details

APN / Parcel Number

Primary APN	`M40-0001-0063.0-0161.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,494 sqft Living Area
1st Floor Area	1,494 sqft
Basement Area	1,494 sqft
Unfinished Basement	1,494 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	6,499 sqft (0.149 acres)
Lot Width	50 ft Width

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 JODEE DR
City	XENIA
State	OH
Zip	45385-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE OF XENIA SEC FOUR LOT 200 0.1492AC JODEE DR
Legal Subdivision	XENIA
Legal Lot Number	200
Jurisdiction	GREENE OH
Township / Civil Division	XENIA
Census Block Group	2
Census Block	2011
Census Tract	240304

Owner

Source: Greene County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 JODEE DR, XENIA, OH 45385-5912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Jul 7, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2025 · Amount on Record
Deed Sale	Jul 7, 2025 · Amount on Record
Prior Sale	Sep 14, 2004 · Amount on Record
Deed Document Number	20259901
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	538 JODEE DR, XENIA, OH 45385-5912
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 JODEE DR, XENIA, OH 45385-5912

Mortgage

Document Number	0000016993
Date	Oct 24, 2025
Instrument	2025016993

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	8805 GOVERNORS HILL DR, CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jul 7, 2025
Property Address	538 JODEE DR, XENIA, OH 45385-5912
Document Number	0000009901
Map Reference	CAB 35 PGS 86B-88A
Instrument Date	Jun 17, 2025
Instrument	2025009901
Transaction Type	Transfer
Record Updated	Mar 13, 2026
Title Company	M&M TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 JODEE DR, XENIA, OH 45385-5912

Mortgage

Document Number	0000009902
Date	Jul 7, 2025
Instrument	2025009902

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2055

Interest

Rate	7.25%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year CMT
Max Rate	13.2%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	538 JODEE DR, XENIA, OH 45385-5912
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004637
Date	Mar 8, 2022
Instrument	2022004637

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
Municipality	Xenia City
Unified School District	Xenia Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,025.00 (+12.96%)	$74,040 (-) Land $12,290 Building $61,750
2024	$2,678.00 (-2.76%)	$74,040 (-) Land $12,290 Building $61,750
2023	$2,754.00 (+16.99%)	$74,040 (+31.63%) Land $12,290 Building $61,750	$211,530 (+31.63%) Land $35,100 Building $176,430
2022	$2,354.00	$56,250 Land $8,190 Building $48,060
2020			$160,700 Land $23,400 Building $137,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA CITY PWS serves 29,000 people · EPA ID OH2902812
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: altafiber Network Solutions, Verizon.

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