538 Jobe Hill Dr, Vista, CA 92081 Property Records

San Diego County property record for 538 Jobe Hill Dr, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,121 sqft · built 1987
Lot Size	0.192 acres (8,366 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Aug 2012)
Tax Bill	$5,363 (2025)
Deeds & Mortgages	May 2024 Reverse Mortgage Feb 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`166-762-32-00`

Property Details

APN / Parcel Number

Primary APN	`166-762-32-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,121 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,366 sqft (0.192 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	538 JOBE HILL DR
City	VISTA
State	CA
Zip	92081-6439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-M
Legal Description	LOT 54 TR 011351
Legal Subdivision	VISTA #85-1
Legal Tract	011351
Legal Block	1
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	19701

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 JOBE HILL DR, VISTA, CA 92081-6439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 13, 2024	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA REVERSE LLC
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 7, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2012 · Amount on Record
Deed Sale	Aug 21, 2012 · Amount on Record
Prior Sale	Mar 3, 1987 · Amount on Record
Deed Document Number	2012497350
Last Transfer Date	Aug 2, 2019
Transfer Doc	0000329619
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	538 JOBE HILL DR, VISTA, CA 92081-6439
Transaction Type	Mortgage
Record Updated	May 22, 2024
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 JOBE HILL DR, VISTA, CA 92081-6439

Mortgage

Document Number	0000119965
Date	May 13, 2024
Instrument	2024-0119965

Lender

Name	FINANCE OF AMERICA REVERSE LLC
Type	Reverse Mortgage Lender
Address	TULSA, OK 74133

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	1030 Months
Due	Mar 26, 2110

Interest

Rate Type	Adjustable Rate
Rate	6.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.9%

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 5, 2018
Property Address	538 JOBE HILL DR, VISTA, CA 92081-6439
Document Number	0000046147
Instrument Date	Jan 24, 2018
Instrument	46147
Transaction Type	Transfer
Record Updated	Feb 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 JOBE HILL DR VISTA CA 920816439, VISTA, CA 92081-6439

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 7, 2019
Property Address	538 JOBE HILL DR, VISTA, CA 92081-6439
Document Number	0000329619
Instrument Date	Aug 2, 2016
Instrument	329619
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 JOBE HILL DR VISTA CA 920816439, VISTA, CA 92081-6439

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$420,766 (+2%) Land $127,988 Building $292,778
2025	$5,363.00 (+5.2%) Homeowner's exemption	$412,517 (+4.04%) Land $125,479 Building $287,038
2024	$5,098.00 (+2.12%)
2023	$4,992.00 (+0.26%) Homeowner's exemption	$396,500 Land $120,607 Building $275,893
2022	$4,979.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 678 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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