538 High St, Milmay, NJ 08340 Property Records

Atlantic County and Buena Vista Township property record for 538 High St, Milmay, NJ 08340

Property Summary

Property Type	Single Family Home
Details	2,756 sqft · built 1995
Lot Size	5.04 acres (219,586 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2021)
Tax Bill	$12,341 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-08413-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`05-08413-0000-00004`

Interior

Stories	2 Stories
Building Area	2,756 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Brick
Lot Area	219,586 sqft

Location & Zoning

Street Address	538 HIGH ST
City	MILMAY
State	NJ
Zip	08340-3027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDR2
Legal Description	ADDITIONAL LOTS: 8/3/1-4,1JZ,FP,AG672
Legal Block	8413
Legal Lot Number	4
Jurisdiction	ATLANTIC NJ
Township / Civil Division	BUENA VISTA
Census Block Group	1
Census Block	1076
Census Tract	11202

Owner

538 High St is owned and occupied by two individuals who bought it in May 2021.

Source: Atlantic County and Buena Vista Township records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 HIGH ST, MILMAY, NJ 08340-3027
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
May 28, 2021	Grant Deed, Transfer · Conventional with PMI FREEDOM MTG
Mar 9, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Oct 4, 2004 · Amount on File
Deed Document Number	202131819
Record Updated	Oct 29, 2026

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ATLANTIC NJ
Recording Date	May 28, 2021
Property Address	538 HIGH ST, MILMAY, NJ 08340-3027
Document Number	2021031819
Instrument Date	Apr 26, 2021
Instrument	2021031819
Transaction Type	Transfer
Record Updated	Jul 9, 2021
Title Company	FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,503.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	935 GREENE LN, 935, CHERRY HILL, NJ 08003-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 HIGH ST, MILMAY, NJ 08340-3027

Mortgage

Document Number	2021031820
Date	May 28, 2021
Instrument	2021031820

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ATLANTIC NJ
Recording Date	May 28, 2021
Property Address	538 HIGH ST, MILMAY, NJ 08340-3027
Document Number	0000031819
Instrument Date	Apr 26, 2021
Instrument	31819
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 HIGH ST MILMAY NJ 083403027, MILMAY, NJ 08340-3027

Mortgage

Document Number	31820
Date	May 28, 2021
Instrument	31820

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ATLANTIC NJ
Property Address	538 HIGH ST, MILMAY, NJ 08340-3027
Document Number	0000016267
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	LANDIS TITLE CORPORATION, LANDIS TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 HIGH ST MILMAY NJ 083403027, MILMAY, NJ 08340-3027

Mortgage

Document Number	0000016267
Date	Mar 16, 2017
Instrument	16267

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 538 High St was $12,341, up 5% from the year before.

Source: Atlantic County and Buena Vista Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Atlantic County
County Subdivision	Buena Vista Township
Unified School District	Buena Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$387,000 (-) Land $84,100 Building $302,900	$387,000 (-) Land $84,100 Building $302,900
2025	$12,341.00 (+4.97%)	$387,000 Land $84,100 Building $302,900	$387,000 Land $84,100 Building $302,900
2024	$11,757.00
2023		$387,000 Land $84,100 Building $302,900	$387,000 Land $84,100 Building $302,900
2022	$11,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 538 High St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (2010–2016)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Oct 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 High St is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 81% of New Jersey
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on High St

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