538 Haystack Dr, Zion Grove, PA 17985 Property Records

Schuylkill County property record for 538 Haystack Dr, Zion Grove, PA 17985

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,542 sqft · built 1991
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on File
Last Sale	$331,900 (Jul 2020)
Tax Bill	$19,648 (2026)
Deeds & Mortgages	Dec 2017 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-13-0538.000`

Property Details

APN / Parcel Number

Primary APN	`19-13-0538.000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	4,542 sqft Living Area
1st Floor Area	2,065 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces
Deck Area	664 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	538 HAYSTACK DR
City	ZION GROVE
State	PA
Zip	17985-9206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.6 ACRES26136 SQUARE FEETN HAYSTACK DRIVE
Legal Subdivision	COVE VACATION VILLAGE
Jurisdiction	SCHUYLKILL PA
Township / Civil Division	NORTH UNION
Census Block Group	2
Census Block	2042
Census Tract	100

Owner

538 Haystack Dr is owned and occupied by an individual who bought it in July 2020.

Source: Schuylkill County records, as of March 19, 2026

Owner of Record	Individual Name on File
Mailing Address	538 HAYSTACK DR, ZION GROVE, PA 17985-9206
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST KEYSTONE COMMUNITY BANK
Jul 15, 2020	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2020 · Amount on File
Deed Sale	Jul 15, 2020 · Amount on File
Deed Document Number	20207281
Deed Book / Page	2694 / 2278
Prior Transfer Date	Oct 3, 2008
Prior Transfer Doc	2320/2684
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLKILL PA
Property Address	538 HAYSTACK DR, ZION GROVE, PA 17985-9206
Transaction Type	Mortgage
Record Updated	Jul 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2614/0534
Date	Dec 11, 2017
Book Page	2614/0534
Instrument	201700015432

Lender

Name	FIRST KEYSTONE COMMUNITY BANK
Type	Bank
Address	BERWICK, PA 18603

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHUYLKILL PA
Recording Date	Jul 15, 2020
Property Address	538 HAYSTACK DR, ZION GROVE, PA 17985-9206
Document Number	2694/2278
Book / Page	2694 / 2278
Instrument Date	Jun 15, 2020
Instrument	202000007281
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	CORPORATION SERVICE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,638.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 HAYSTACK DR, ZION GROVE, PA 17985-9206

Mortgage

Document Number	202000007282
Date	Jul 15, 2020
Instrument	202000007282

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 538 Haystack Dr was $19,648 with a homeowner's exemption.

Source: Schuylkill County assessment roll, as of March 19, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Schuylkill County
County Subdivision	North Union Township
Unified School District	Hazleton Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2027			$434,600 Land $6,600 Building $428,000
2026	$19,648.00 Homeowner's exemption	$434,600 Land $6,600 Building $428,000
2024	$4,828.00	$85,000 Land $7,500 Building $77,500
1996			$170,000 Land $15,000 Building $155,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 538 Haystack Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2006)
Most Recent Claim	Jun 2006 · Severe Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 538 Haystack Dr is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 94% of Pennsylvania
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ONEIDA private · serves 734 people · EPA ID PA3540071
Water Source	Groundwater
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Service Electric Cable TV Fiber · Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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