Okaloosa County property record for 538 Harbor Blvd, Destin, FL 32541 · Last verified July 2026
| Property Type | Commercial > Retail > Restaurant |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 8 Baths |
| Year Built | Built 1980 |
| Square Footage | 8,947 sqft Gross Area |
| Lot Size | 17,033 sqft (0.391 acres) |
| Tax Bill | $13,660.00 (2025) |
| Primary APN | C56-000-589-6550-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 8 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 8,947 sqft Gross Area |
| 1st Floor | 5,662 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wood Interior Structure |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Fire Resistance Class | Buildings having wood or wood and steel frames. |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 17,033 sqft (0.391 acres) |
| Depth X Width | 170 ft x 100 ft Depth x Width |
| Deck Area | Deck Area |
|---|---|
| Patio Area | 1,327 sqft Patio |
| Porch Area | 2,819 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 538 HARBOR BLVD |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-2328 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail > Restaurant |
| Legal Description | DESTIN M/P E 100FT OF LOT 3A S OF HY |
| Legal Subdivision | DESTIN M/P |
| Legal Lot Number | 3A |
| Jurisdiction | OKALOOSA FL |
| Minor Civil Division | FORT WALTON BEACH |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 23303 |
Source: Okaloosa County records · APN C56-000-589-6550-0
Assessment roll updated December 31, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jul 01, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Mar 04, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Mar 04, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 15, 2007 |
| Deed Sale | Feb 15, 2007 |
| Deed Doc Number | 20072399441 |
| Deed Book / Page | 2767 / 505 |
| Last Transfer Date | Jun 29, 2026 |
| Transfer Doc | 0003825517 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 01, 2026 |
| Property Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Document Number | 0003825517 |
| Instrument Date | Jun 29, 2026 |
| Instrument | 20263825517 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 04, 2026 |
| Property Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Document Number | 0003802005 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 3802005 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 CALHOUN AVE, DESTIN, FL 32541-1568 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 CALHOUN AVE, DESTIN, FL 32541-1568 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Mar 04, 2026 |
| Property Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Document Number | 0003802007 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 3802007 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 HARBOR BLVD, DESTIN, FL 32541-2328 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 401 CALHOUN AVE, DESTIN, FL 32541-1568 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,660.00 (+11.43%) | $1,206,567 (+4.41%) Land $1,018,227 Building $188,340 | $1,206,567 (+4.41%) Land $1,018,227 Building $188,340 |
| 2023 | $12,259.00 (+6.29%) | $1,155,602 (+4.98%) Land $979,064 Building $176,538 | $1,155,602 (+4.98%) Land $979,064 Building $176,538 |
| 2022 | $11,534.00 | $1,100,750 Land $932,442 Building $168,308 | $1,100,750 Land $932,442 Building $168,308 |
538 Harbor Blvd is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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