Hennepin County property record for 538 Grace St, Excelsior, MN 55331 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,513 sqft · built 1988 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jun 2012) |
| Tax Bill | $8,240 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Oct 2021 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 35-117-23-32-0028 |
| Primary APN | 35-117-23-32-0028 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,513 sqft Living Area |
| Gross Area | 4,444 sqft |
| 1st Floor Area | 1,878 sqft |
| Basement Area | 1,315 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Lot Dimensions | 190 ft deep x 81 ft wide |
| Terrain | Wooded |
| View / Lot | Lake Front |
| Garage Type | Attached |
| Garage Area | 616 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 260 sqft |
| Deck Area | 400 sqft |
| Patio Area | 400 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Street Address | 538 GRACE ST |
|---|---|
| City | EXCELSIOR |
| State | MN |
| Zip | 55331-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 005 T ZIMS ADDN THAT PART OF LOT 5 LYING NWLY OF THE SELY 6 FT THEREOF N 81X190X65X210 |
| Legal Range | 23 |
| Legal Township | 117 |
| Legal Section | 35 |
| Legal Quarter | 32 |
| Legal Subdivision | ZIMS ADDN |
| Legal Block | 2 |
| Legal Lot Number | 5 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EXCELSIOR |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 27501 |
Source: Hennepin County records · APN 35-117-23-32-0028
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 538 GRACE ST, EXCELSIOR, MN 55331-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2025 | Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU |
| Oct 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage AFFINITY PLUS FCU |
| Oct 07, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2012 · Amount on Record |
| Deed Sale | Jun 05, 2012 · Amount on Record |
| Deed Document Number | 20124961255 |
| Prior Transfer Date | Apr 08, 2011 |
| Prior Transfer Doc | 0004961251 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 538 GRACE ST, EXCELSIOR, MN 55331-3235 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00T6157432 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | T6157432 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 20, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 538 GRACE ST, EXCELSIOR, MN 55331-3235 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0T05889135 |
|---|---|
| Date | Oct 21, 2021 |
| Instrument | T05889135 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 538 GRACE ST, EXCELSIOR, MN 55331-3235 |
| Document Number | 0005652723 |
| Instrument Date | Oct 07, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 538 GRACE ST EXCELSIOR MN 553313235, EXCELSIOR, MN 55331-3235 |
| Document Number | 0005652723 |
|---|---|
| Date | Oct 11, 2019 |
| Instrument | 5652723 |
| Name | AFFINITY PLUS FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT PAUL, MN 55107 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 10, 2034 |
Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Excelsior City |
| Unified School District | Minnetonka Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,240.00 (+24%) | $627,500 (+14.09%) Land $237,500 Building $390,000 | $627,500 (+14.09%) Land $237,500 Building $390,000 |
| 2023 | $6,645.00 Homeowner's exemption | ||
| 2022 | $550,000 Land $211,000 Building $339,000 | $550,000 Land $211,000 Building $339,000 |
Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270530275012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1987–2014) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 2014, river or lake flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 271 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Lumen Technologies, Mediacom Communications, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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