538 Gerhold Ln, Placentia, CA 92870 Property Records

Orange County property record for 538 Gerhold Ln, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,960 sqft · built 1994
Lot Size	0.149 acres (6,500 sqft)
Owner	2 Individual Names on File
Last Sale	$740,000 (Nov 2019)
Tax Bill	$9,629 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`341-421-27`

Property Details

APN / Parcel Number

Primary APN	`341-421-27`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	6,500 sqft (0.149 acres)
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	538 GERHOLD LN
City	PLACENTIA
State	CA
Zip	92870-7231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 14161 BLK LOT 72
Legal Subdivision	TRACT NO 14161
Legal Tract	14161
Legal Lot Number	72
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2017
Census Tract	21820

Owner

538 Gerhold Ln is owned and occupied by two individuals who bought it in November 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Nov 1, 2019	Grant Deed, Transfer · Conventional Mortgage AAA CAP INV
May 7, 2018	Grant Deed, Transfer · ARM BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	2019433905
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231

Mortgage

Document Number	0000556604
Date	Oct 8, 2020
Instrument	2020000556604

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 1, 2019
Property Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231
Document Number	0000433905
Instrument Date	Oct 24, 2019
Instrument	433905
Transaction Type	Transfer
Record Updated	Nov 12, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	538 GERHOLD LN PLACENTIA CA 928707231, PLACENTIA, CA 92870-7231

Mortgage

Document Number	433906
Date	Nov 1, 2019
Instrument	433906

Lender

Name	AAA CAP INV
Type	Funding / Finance Company
Address	ALHAMBRA, CA 91801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 31, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 7, 2018
Property Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231
Document Number	0000164050
Map Reference	MB673 PG37-48
Instrument Date	Mar 27, 2018
Instrument	2018000164050
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	ORANGE COAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	538 GERHOLD LN, PLACENTIA, CA 92870-7231

Mortgage

Document Number	0000164051
Date	May 7, 2018
Instrument	2018000164051

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

Tax Assessment & Valuation

The 2025 property tax bill for 538 Gerhold Ln was $9,629 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$825,481 (+2%) Land $555,502 Building $269,979
2025	$9,629.00 Homeowner's exemption	$809,296 Land $544,610 Building $264,686
2023	$9,209.00 (+1.26%) Homeowner's exemption	$777,871 Land $523,462 Building $254,409
2022	$9,094.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 538 Gerhold Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 538 Gerhold Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 822 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: GeoLinks.

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