Westchester County and Pelham Town property record for 538 First Ave, Pelham, NY 10803 · Last verified June 2026
| Property Type | Residential > Multi-Unit > Duplex |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1917 |
| Square Footage | 1,776 sqft Total Area |
| Lot Size | 5,268 sqft (0.12 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $660,000 (2022) |
| Tax Bill | $23,706.00 (2025) |
| Primary APN | 554403 158.76-1-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,776 sqft Total Area |
| 1st Floor | 1,216 sqft 1st Floor |
| 2nd Floor | 560 sqft 2nd Floor |
| Upper Floors | 280 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 1917 |
|---|---|
| Effective Year Built | Effective 1917 |
| Architectural Style | Traditional Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 5,268 sqft (0.12 acres) |
| Depth X Width | 100 ft x 50 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 264 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 00187000 |
|---|---|
| Street Address | 538 FIRST AVE |
| City | PELHAM |
| State | NY |
| Zip | 10803-1107 |
| Property Usage | Residential Property Usage |
| Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | PELHAMVILLE |
| Legal Block | 1 |
| Legal Lot Number | 18.000 |
| Jurisdiction | WESTCHESTER NY |
| Minor Civil Division | PELHAM |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 5300 |
Source: Westchester County and Pelham Town records · APN 554403 158.76-1-18
Assessment roll updated May 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 FIRST AVE, PELHAM, NY 10803-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 06, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage METRO CITY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 06, 2022 · Amount on Record |
| Deed Sale | Dec 06, 2022 · Amount on Record |
| Prior Sale | Apr 20, 2010 · Amount on Record |
| Deed Doc Number | 20223579 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 538 FIRST AVE, PELHAM, NY 10803-1107 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | CTC CONNECT TITLE AGENCY LLC |
| Name | Verified Name |
|---|---|
| Address | 538 FIRST AVE, PELHAM, NY 10803-1107 |
| Document Number | 0660303113 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 660303113 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Dec 06, 2022 |
| Property Address | 538 FIRST AVE, PELHAM, NY 10803-1107 |
| Document Number | 0623333579 |
| Map Reference | MAP 205 |
| Instrument Date | Nov 30, 2022 |
| Instrument | 623333579 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,640.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 FIRST AVE, PELHAM, NY 10803-1107 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2927 AVE, BRONX, NY 10461 |
| Document Number | 0623393554 |
|---|---|
| Date | Dec 06, 2022 |
| Instrument | 623393554 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.25% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Dec 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 7% |
| Max Rate At Change | 9.25% |
| Index | 1-Year CMT |
| Margin | 7 |
| Max Rate | 9.25% |
Source: Westchester County and Pelham Town records · Assessment roll updated May 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Pelham Town |
| Municipality | Pelham Village |
| Unified School District | Pelham Union Free School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,706.00 | $715,000 (+4.53%) Land $231,000 Building $484,000 | $715,000 (+4.53%) Land $231,000 Building $484,000 |
| 2024 | $684,000 (+1.33%) Land $231,000 Building $453,000 | $684,000 (+1.33%) Land $231,000 Building $453,000 | |
| 2023 | $675,000 Land $154,000 Building $521,000 | $675,000 Land $154,000 Building $521,000 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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