538 Elm Ave, Upper Darby, PA 19082 Property Records

Delaware County property record for 538 Elm Ave, Upper Darby, PA 19082

Property Summary

Property Type	Duplex
Details	3 bd · 2.5 ba · 1,563 sqft · built 1940
Lot Size	0.057 acres (2,483 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Apr 2022)
Tax Bill	$5,062 (2026)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-09-511:000`

Property Details

APN / Parcel Number

Primary APN	`16-09-511:000`
Alternative APN	`16-05-00284-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,563 sqft Living Area
1st Floor Area	1,563 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Duplex Single
Exterior Material	Stucco
Lot Area	2,483 sqft (0.057 acres)
Lot Dimensions	98 ft deep x 25.1 ft wide

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1609511000
Street Address	538 ELM AVE
City	UPPER DARBY
State	PA
Zip	19082-2125
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	2 STY HSE & GAR 25.12 X 98
Jurisdiction	DELAWARE PA
Township / Civil Division	UPPER DARBY
Census Block Group	2
Census Block	2014
Census Tract	400700

Owner

Source: Delaware County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	538 ELM AVE, UPPER DARBY, PA 19082-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed, Transfer · Conventional Mortgage LOWER LLC
Jun 27, 2019	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2022 · Amount on Record
Deed Sale	Apr 1, 2022 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	202220281
Deed Book / Page	6816 / 451
Record Updated	Sep 20, 2026

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Apr 1, 2022
Property Address	538 ELM AVE, UPPER DARBY, PA 19082-2125
Document Number	0068160451
Book / Page	6816 / 451
Instrument Date	Mar 28, 2022
Instrument	2022020281
Transaction Type	Transfer
Record Updated	Apr 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	52 HURLEY CT, UPPER DARBY, PA 19082-1831

Mortgage

Document Number	0006816457
Date	Apr 1, 2022
Instrument	6816/457

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Jun 27, 2019
Property Address	538 ELM AVE, UPPER DARBY, PA 19082-2125
Document Number	0063451334
Book / Page	06345 / 1334
Instrument Date	Jun 7, 2019
Instrument	2019034257
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	TS EXECUTIVE ABSTRACT LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 ELM AVE, UPPER DARBY, PA 19082-2125

Mortgage

Document Number	0063451337
Date	Jun 27, 2019
Book Page	06345/1337
Instrument	2019034258

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Upper Darby Township
Unified School District	Upper Darby School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,062.00 (+7.38%)	$113,990 (-) Land $24,750 Building $89,240	$113,990 (-) Land $24,750 Building $89,240
2024		$113,990 Land $24,750 Building $89,240
2023	$4,714.00
2021			$113,990 (-)
2020			$113,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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